The Old Regular Savers Discussion Thread 28/12/24-29/1/26

ChewyyBacca

Bridlington1 said:

Bridlington1 said:

According to moneyfacts:

Suffolk BS Online 1 Year Variable Rate Regular Saver (31.03.2026) and Suffolk 1 Year Variable Rate Regular Saver (31.03.2026) at 5% to go NLA by 17/3/25.

To be replaced by Online Fixed Rate Regular Saver (30.06.2026) and Fixed Rate Regular Saver (30.06.2026) both at 5%

Suffolk 1 Year Fixed Rate Regular Saver (30.06.2026) and Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.06.2026) at 5% now live as advertised. First page of this thread has been updated to reflect this.

Bridlington1 I have Suffolk BS 'Online 1 Year Variable Rate Regular Saver (31.03.2026)' at 5% V in my excel sheet, opened in Feb 2025. Unfortunately forgot to save the product info document, so nothing to go back & refer to.

I am wondering if it makes sense to close the variable rate RS to open fixed rate RS. All expectations despite market rumblings point to fall in rate in future. What do you all think?

[Deleted User]

With the Suffolk online regular saver, how long does it usually take for funds to show?

The CoP didn't match (checked numerous times, it was right) so I sent a quid over.

Any ideas?

fonesaver

[Deleted User] said:

With the Suffolk online regular saver, how long does it usually take for funds to show?

The CoP didn't match (checked numerous times, it was right) so I sent a quid over.

Any ideas?

Should appear later today. COP takes a day or two I believe.

chris_the_bee

ChewyyBacca said:

Bridlington1 said:

Bridlington1 said:

According to moneyfacts:

Suffolk BS Online 1 Year Variable Rate Regular Saver (31.03.2026) and Suffolk 1 Year Variable Rate Regular Saver (31.03.2026) at 5% to go NLA by 17/3/25.

To be replaced by Online Fixed Rate Regular Saver (30.06.2026) and Fixed Rate Regular Saver (30.06.2026) both at 5%

Suffolk 1 Year Fixed Rate Regular Saver (30.06.2026) and Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.06.2026) at 5% now live as advertised. First page of this thread has been updated to reflect this.

Bridlington1 I have Suffolk BS 'Online 1 Year Variable Rate Regular Saver (31.03.2026)' at 5% V in my excel sheet, opened in Feb 2025. Unfortunately forgot to save the product info document, so nothing to go back & refer to.

I am wondering if it makes sense to close the variable rate RS to open fixed rate RS. All expectations despite market rumblings point to fall in rate in future. What do you all think?

Suffolk
You can have both the variable rate RS and the fixed rate RS at the same time if you wish.

[Deleted User]

fonesaver said:

[Deleted User] said:

With the Suffolk online regular saver, how long does it usually take for funds to show?

The CoP didn't match (checked numerous times, it was right) so I sent a quid over.

Any ideas?

Should appear later today. COP takes a day or two I believe.

      Thankyou.

Bridlington1

ChewyyBacca said:

Bridlington1 said:

Bridlington1 said:

According to moneyfacts:

Suffolk BS Online 1 Year Variable Rate Regular Saver (31.03.2026) and Suffolk 1 Year Variable Rate Regular Saver (31.03.2026) at 5% to go NLA by 17/3/25.

To be replaced by Online Fixed Rate Regular Saver (30.06.2026) and Fixed Rate Regular Saver (30.06.2026) both at 5%

Suffolk 1 Year Fixed Rate Regular Saver (30.06.2026) and Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.06.2026) at 5% now live as advertised. First page of this thread has been updated to reflect this.

Bridlington1 I have Suffolk BS 'Online 1 Year Variable Rate Regular Saver (31.03.2026)' at 5% V in my excel sheet, opened in Feb 2025. Unfortunately forgot to save the product info document, so nothing to go back & refer to.

See:
https://web.archive.org/web/20241228200224/https://acquire.online.suffolkbuildingsociety.co.uk/sbs/savingsapplication/index/savings?acctype=4019

The link appears on the first page of the archived thread (link to archived thread appears on first page of this thread for future reference)

redpete

WillPS said:

If, like me, you had not got around to opening Principality Issue 2 yet, it's possible to apply for it by modifying the issue 3 link so the product code is 6083 rather than 6084.

This will likely not last long.

Still worked today.

Slinky

redpete said:

WillPS said:

If, like me, you had not got around to opening Principality Issue 2 yet, it's possible to apply for it by modifying the issue 3 link so the product code is 6083 rather than 6084.

This will likely not last long.

Still worked today.

What do you get if you put in 6082......

Bridlington1

ChewyyBacca said:

Bridlington1 said:

Bridlington1 said:

According to moneyfacts:

Suffolk BS Online 1 Year Variable Rate Regular Saver (31.03.2026) and Suffolk 1 Year Variable Rate Regular Saver (31.03.2026) at 5% to go NLA by 17/3/25.

To be replaced by Online Fixed Rate Regular Saver (30.06.2026) and Fixed Rate Regular Saver (30.06.2026) both at 5%

Suffolk 1 Year Fixed Rate Regular Saver (30.06.2026) and Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.06.2026) at 5% now live as advertised. First page of this thread has been updated to reflect this.

I am wondering if it makes sense to close the variable rate RS to open fixed rate RS. All expectations despite market rumblings point to fall in rate in future. What do you all think?

Apologies for not replying to your post in one go, I only had a couple of minutes left of a dinner break when I saw your post so prioritised giving you the archived link in response to the first part.

In answer to the second part of your comment my understanding of Suffolk BS's Ts&Cs was that if you've already funded the account and are beyond the cooling off period you shouldn't have the option to close the Suffolk BS variable rate regular savers at present anyway. The only exception being if they announced a cut to the interest rate of the account, in which case you'd have 30 days from them notifying you of the cut in which you could close the account without notice or penalty.

Additionally as already pointed out the Ts&Cs don't prohibit you holding both the fixed and variable versions simultaneously so you are free to hold both.

Growingold

Bridlington1 said:

ChewyyBacca said:

Bridlington1 said:

Bridlington1 said:

According to moneyfacts:

Suffolk BS Online 1 Year Variable Rate Regular Saver (31.03.2026) and Suffolk 1 Year Variable Rate Regular Saver (31.03.2026) at 5% to go NLA by 17/3/25.

To be replaced by Online Fixed Rate Regular Saver (30.06.2026) and Fixed Rate Regular Saver (30.06.2026) both at 5%

Suffolk 1 Year Fixed Rate Regular Saver (30.06.2026) and Suffolk BS Online 1 Year Fixed Rate Regular Saver (30.06.2026) at 5% now live as advertised. First page of this thread has been updated to reflect this.

I am wondering if it makes sense to close the variable rate RS to open fixed rate RS. All expectations despite market rumblings point to fall in rate in future. What do you all think?

Apologies for not replying to your post in one go, I only had a couple of minutes left of a dinner break when I saw your post so prioritised giving you the archived link in response to the first part.

In answer to the second part of your comment my understanding of Suffolk BS's Ts&Cs was that if you've already funded the account and are beyond the cooling off period you shouldn't have the option to close the Suffolk BS variable rate regular savers at present anyway. The only exception being if they announced a cut to the interest rate of the account, in which case you'd have 30 days from them notifying you of the cut in which you could close the account without notice or penalty.

Additionally as already pointed out the Ts&Cs don't prohibit you holding both the fixed and variable versions simultaneously so you are free to hold both.

Just checked Suffolk BS Ts & Cs for the online  fixed RS Saver.  There is no cooling off period.  It says 
"This product does not have a cooling off period. Once you have made your first deposit, you cannot access your funds until 1 July 2026".