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The Old Regular Savers Discussion Thread 28/12/24-29/1/26

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Comments

  • alfred64
    alfred64 Posts: 5,100 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I’m just waiting for my West Bromwich reg saver to payout, Today I think it is.
    Ive also applied for another, takes 3-5 days.
    But a 6% fixed it’s a good option.
     When I opened mine last March it was my poorest rate rs. I am now holding my breath hoping it will still be available when my current one matures.
  • alfred64 said:
    I’m just waiting for my West Bromwich reg saver to payout, Today I think it is.
    Ive also applied for another, takes 3-5 days.
    But a 6% fixed it’s a good option.
     When I opened mine last March it was my poorest rate rs. I am now holding my breath hoping it will still be available when my current one matures.

    I applied on Sunday not heard anything yet. Takes 3/5 days to set up.
    So if you applied 3 days before your one ends, you might be in luck.
  • Loughborough BS Holiday Saver at 5.6% now NLA.

    For those still wishing to open the account if you're quick you may be able to get an application in by post with the form backdated to yesterday:
    https://www.theloughborough.co.uk/wp-content/uploads/2023/04/Savings-Application-form-V8-Feb-25.pdf
    .
    My application has been at glacial speed.

    Over a week on from some clunky internal messaging with account details provided so one could fund (and the promise of the issuing of a passbook) I've received nothing.


  • alfred64
    alfred64 Posts: 5,100 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Loughborough BS Holiday Saver at 5.6% now NLA.

    For those still wishing to open the account if you're quick you may be able to get an application in by post with the form backdated to yesterday:
    https://www.theloughborough.co.uk/wp-content/uploads/2023/04/Savings-Application-form-V8-Feb-25.pdf
    .
    My application has been at glacial speed.




    Glacial speed is very slow, though.
  • allegro120
    allegro120 Posts: 2,639 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Loughborough BS Holiday Saver at 5.6% now NLA.

    For those still wishing to open the account if you're quick you may be able to get an application in by post with the form backdated to yesterday:
    https://www.theloughborough.co.uk/wp-content/uploads/2023/04/Savings-Application-form-V8-Feb-25.pdf
    .
    My application has been at glacial speed.

    Over a week on from some clunky internal messaging with account details provided so one could fund (and the promise of the issuing of a passbook) I've received nothing.


    Loughborough.
    I received the account number on 11th, funded and send them a secure message (as requested) on 12th, my passbook arrived on 14th.
  • Saffron small saver maturity 

    Received an email today advising that I should be able to choose my instructions via the app.

    Well these instructions aren't available on the app or online.

    Remind me please - is it normally the next day this option becomes visible?

    TIA
  • Yorkshire Building Society - I have not had received maturity instructions for my Loyalty Regular E Saver @5.45%. I made my first deposit on 22 February 2024. I presume it goes to an easy access savings account after one year ie. 22 February 2025. On that day I will withdraw the balance and open a new one. I see the interest rate drops to 5.25% on 11/3/25. Because this account allows one withdrawal, I will open a new one as 5.25% is still competitive.
    Has anyone else not had a maturity warning email?
  • Saffron small saver maturity 

    Received an email today advising that I should be able to choose my instructions via the app.

    Well these instructions aren't available on the app or online.

    Remind me please - is it normally the next day this option becomes visible?

    TIA

    The answer to your question is within the email, if you read it carefully. The options will appear in the app and online 14 days before maturity and can be used up to and no later than the day the account matures.
    I assume that maturity instructions will also be received in the post and can be actioned by mail as in previous years..

  • Saffron small saver maturity 

    Received an email today advising that I should be able to choose my instructions via the app.

    Well these instructions aren't available on the app or online.

    Remind me please - is it normally the next day this option becomes visible?

    TIA

    The answer to your question is within the email, if you read it carefully. The options will appear in the app and online 14 days before maturity and can be used up to and no later than the day the account matures.
    I assume that maturity instructions will also be received in the post and can be actioned by mail as in previous years..

    That's very helpful thank you.

    I'll be honest I would rarely scroll down past a 'yours sincerely', signature and footer (see image) especially with no asterisk to highlight there is additional information further down the email.


  • Aidanmc
    Aidanmc Posts: 1,516 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Yorkshire Building Society - I have not had received maturity instructions for my Loyalty Regular E Saver @5.45%. I made my first deposit on 22 February 2024. I presume it goes to an easy access savings account after one year ie. 22 February 2025. On that day I will withdraw the balance and open a new one. I see the interest rate drops to 5.25% on 11/3/25. Because this account allows one withdrawal, I will open a new one as 5.25% is still competitive.
    Has anyone else not had a maturity warning email?

    Mine matures on 26th, received an email on 11th in my spam folder.
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