The Old Regular Savers Discussion Thread 28/12/24-29/1/26

Bridlington1

Just a reminder the following interest rate changes come into effect tomorrow:

Account	Old Rate	New Rate	Date
Loughborough BS 1 Year Super Saver	6.00%	5.80%	05/01/2026
Loughborough BS 2 Year Super Saver	5.00%	NO CHANGE	05/01/2026
Loughborough BS Five Year Retirement Monthly Saver	5.50%	NO CHANGE	05/01/2026
Loughborough BS Holiday Monthly Saver	5.60%	5.40%	05/01/2026
Loughborough BS Limited Access Monthly Saver	4.45%	4.25%	05/01/2026
Loughborough BS Regular Monthly Saver Account	2.25%	2.05%	05/01/2026

charlie12525

West Brom Regular Saver

Not able to log in to withdraw my maturity funds. Been getting this message all day...

Online access to your account isn't available right now.

We’re sorry for the disruption. We’re working to get things back up and running as quickly as we can. Please try again later. (Code: 10001u)

Anyone else getting this please?

happybagger

Just checked and I get the same message trying to log in.

nottsphil

Bridlington1 said:

I've just noticed I missed a regular saver off when doing the last monthly update, the Swansea BS Regular Monthly Saver at 4.07% AER (4% gross). It isn't the most exciting rate on offer but has no maturity date barring emptying itself every 12 months.

The account allows you to make deposits by DD but you'll need to be resident in Wales to open it.

It says here*

https://www.swansea-bs.co.uk/savings/regular-saver

you don't need Welsh residency if you are an existing member, although the key product summary states otherwise. This account qualifies under Brid's criteria due to the £1500 monthly max, and not any perceived extended maturity.
*I find I can no longer convert a word into a hyperlink, nor can I edit out the one I've attempted to make! 
https://www.swansea-bs.co.uk/savings/regular-saver

happybagger

To add, (Swansea BS), if you are an existing customer and go to open from being logged in, you have to confirm your "primary residence" is in Wales.
Unless they ask for your council tax bill then I can't see how this is more than a tick box exercise

Bob2000

Swansea building society. 

I am under the impression  that you can't open the regular saving  online anyway.
The only accounts  currently  available (online) are the easy saver and a notice  account. 

happybagger

My bad, I didn't go further. Only the two you mention, plus the ISA, seem to be available from being logged in.

Bridlington1

nottsphil said:

Bridlington1 said:

I've just noticed I missed a regular saver off when doing the last monthly update, the Swansea BS Regular Monthly Saver at 4.07% AER (4% gross). It isn't the most exciting rate on offer but has no maturity date barring emptying itself every 12 months.

The account allows you to make deposits by DD but you'll need to be resident in Wales to open it.

It says here* you don't need Welsh residency if you are an existing member, although the key product summary states otherwise. This account qualifies under Brid's criteria due to the £1500 monthly max, and not any perceived extended maturity.
*I find I can no longer convert a word into a hyperlink, nor can I edit out the one I've attempted to make! 
https://www.swansea-bs.co.uk/savings/regular-saver

I interpreted the summary box as meaning you need to be resident in Wales to be eligible, based on this I'll leave the listing as it is. Of course if further evidence to the contrary comes to light I'm more than happy to amend the listing.

As you say the £1.5k maximum monthly deposit and the lack of a maturity date make it just about eligible for inclusion regardless.

As an aside I can still hyperlink text, as I've done in the post I quoted, it's a good job really given p1 of this thread relies heavily on it. If you wish to discuss hyperlinking text I'm more than happy to discuss it in another thread or if you message me directly.

Malchester

On the product savings guide page of Swansea BSBridlington1 said:

nottsphil said:

Bridlington1 said:

I've just noticed I missed a regular saver off when doing the last monthly update, the Swansea BS Regular Monthly Saver at 4.07% AER (4% gross). It isn't the most exciting rate on offer but has no maturity date barring emptying itself every 12 months.

The account allows you to make deposits by DD but you'll need to be resident in Wales to open it.

It says here* you don't need Welsh residency if you are an existing member, although the key product summary states otherwise. This account qualifies under Brid's criteria due to the £1500 monthly max, and not any perceived extended maturity.
*I find I can no longer convert a word into a hyperlink, nor can I edit out the one I've attempted to make! 
https://www.swansea-bs.co.uk/savings/regular-saver

I interpreted the summary box as meaning you need to be resident in Wales to be eligible, based on this I'll leave the listing as it is. Of course if further evidence to the contrary comes to light I'm more than happy to amend the listing.

As you say the £1.5k maximum monthly deposit and the lack of a maturity date make it just about eligible for inclusion regardless.

As an aside I can still hyperlink text, as I've done in the post I quoted, it's a good job really given p1 of this thread relies heavily on it. If you wish to discuss hyperlinking text I'm more than happy to discuss it in another thread or if you message me directly.

On the product savings guide page of Swansea BS it says, in bold:

"Our Savings products are only available to new applicants residing in Wales or existing members (living in the United Kingdom)."

I think that is quite clear

Bridlington1

Malchester said:

On the product savings guide page of Swansea BSBridlington1 said:

nottsphil said:

Bridlington1 said:

I've just noticed I missed a regular saver off when doing the last monthly update, the Swansea BS Regular Monthly Saver at 4.07% AER (4% gross). It isn't the most exciting rate on offer but has no maturity date barring emptying itself every 12 months.

The account allows you to make deposits by DD but you'll need to be resident in Wales to open it.

It says here* you don't need Welsh residency if you are an existing member, although the key product summary states otherwise. This account qualifies under Brid's criteria due to the £1500 monthly max, and not any perceived extended maturity.
*I find I can no longer convert a word into a hyperlink, nor can I edit out the one I've attempted to make! 
https://www.swansea-bs.co.uk/savings/regular-saver

I interpreted the summary box as meaning you need to be resident in Wales to be eligible, based on this I'll leave the listing as it is. Of course if further evidence to the contrary comes to light I'm more than happy to amend the listing.

As you say the £1.5k maximum monthly deposit and the lack of a maturity date make it just about eligible for inclusion regardless.

As an aside I can still hyperlink text, as I've done in the post I quoted, it's a good job really given p1 of this thread relies heavily on it. If you wish to discuss hyperlinking text I'm more than happy to discuss it in another thread or if you message me directly.

On the product savings guide page of Swansea BS it says, in bold:

"Our Savings products are only available to new applicants residing in Wales or existing members (living in the United Kingdom)."

I think that is quite clear

Although it also states:



Going off this it would seem to state that existing customers who are not resident in Wales wouldn't be eligible.

There does seem to be a contradiction between the two though.