CrazyBee wants to be Mortgage Free!

CrazyBee787

£8.84 cashed in, prolific standing at £0/£16.11pending Cash pot standing at £113.45 which is 37%. A few more days and I will be able to add £16.11 & £32 = 161.56 which is 53% but not there yet! I am up to 12 No spend days not including today. 

sometime later...I am still on 12/19 No spend days I bought lunch, I know a bit naughty, well my thoughts are you have to treat yourself now and again! anyhow that means the £16.11 will actually be £6.01 & £32 & £9.66 &113.45  = £161.12 53%. The £9.66 is currently what the cash out value is for prolific.

CrazyBee787

I had a couple of appointments this morning, I have been spending again, but now it will stop, I am determined to not let myself get carried away. I will bake some bread tomorrow and another cake, the bananas have ripened so should be good. I have received a clubcard voucher which I will put towards wash pods when I am next near a Tesco. 

I spent about £20 odd quid - the £32 has come in so the balance is now £149.07 which is 49% my mission for the week going forward is to get it to £200, I also need to change the mattress already on the lodgers bed, I want to get a better quality one so I think I will need to spend £300, I think I will save for the car maintenace first then save for the mattress after, If I get a job potentially I can get this sorted sooner...on that front lets just hope and pray, I don't want to say too much in case I jinx it, but there is hope...I will reveal next week should anything come from it.

I am now thinking about the next project in the house and things I want to get done, I do want to re-decorate the kitchen at some point but I don't think I am quite of the mind set just yet. I am also thinking what I can sell, I am not sure there is much, I think I have cleared most things. I did want to root through some boxes I have on the top cabinets I created to clear space for the lodger, however the lodger is not using the cupboard so I could get them down and start using them potentially saving in the bi weekly shop, I can't remeber what I put in them, so it would be good to check, yes I'll do that today. I am quite pleased with the food cupboards right now, I did quite a good job of sorting through in the spirit of trying not to waste food, see what I have and what I can use.

I also want to get inspiration for some meal options as I am getting quietly bored with food choices, I want to remain budget friendly, I am determined that even if I get a job I will keep the shop at £50 every 2 weeks, I am not happy unless this is the case, saying that if I am to have a cooked brekkie, I would need to spend more - but it could save my life as it might stop me eating so much snacks and carb laden foods. I have changed my shop twice on this front. I was thinking of having 3 quorn sausages (which I love), and two fried eggs and a tomato for brekkie this would be filling and less carb and less sugar, I changed it because I thought I prefer cereal, but really it would be a good use of money to add this to the shop. The shop would go from £50 every two weeks to £65 an extra £30 per month. I really think this would be good for diabetes and good for health all over, £65 is still a good drop from £100 and this way I am doing myself a favour.

Do you have any budget friendly meal ideas?

I have come up with traybakes (chips/ pepper/ onion roasted finished off with grated cheese) Chickpea and sweet potato curry, Jacket potato and topping, get a gammon joint and make many meals such as Gammon and chips, gammon sandwich, carbonara, and gammon and quark stuffed potato topped with cheese. Also in sainsburys at present there are sausages which are reduced and taste really good - the apple and pork sausages, they have changed them for the better £1.50 for 6, also Home made quorn lasagne, quorn chilli and quorn spag bog. Quorn being cheaper then meat (and in my opinion tastes better!). Also there are options with the box of chicken thighs £5.00 for 2Kg.

Still on 12 No spend days I don' think I will reach target, but I have managed to reign it in most days, I need to try and improve if I am to reach my financial goals.

It looks like I have another lodger when this one moves out, just for the end of month in August, but it does help clear the month to the end instead of part way through, just await to confirm.

Have a good Weekend allXX

CrazyBee787

I have done a quick calculation for June bearing in mind the brekkie idea, and I need to move £15 from the cash pot to the current account to pay for the added expense. However I think it is worth the extra expense for my health. It is only June and the occasional other month which will be more expensive because there is three every other Sunday! (shop day!) most months should be two shops not three. I couldn't go with porridge but perhaps cooked brekkie, Plus I would like to join the gym and go walking every day as I feel uncomfortable doing this in a free way (as in I don't feel great going local outside for personal reasons). 

I have two interviews coming up for two part time jobs, I am strongly thinking because I feel more human and have a better quality of life, I may just try and get one part time job, and have lodgers as an extra income. It does mean that I won't have a wad of cash like I had hoped, but I will feel better, and the way I am saving money on expenses (like the big grocery save) and the amount of surveys I manage to complete I am thinking that with the lodger money I won't be that bad off, not as well off as I had originally planned, but still not doing too badly. and more importantly I will have time, I will have time to cook a lovely breakfast and go for a walk and do surveys and see MD & SFD.

I had a little think about doing two part time jobs at the same time, but I think I am against this, as when I am working full time it is easy to forget health and get in a rut. Next week, Birthday week could be my time. Lets hold fingers and thumbs for next week (South African saying!).

beanielou

Why does the lodger need a new mattress? 

CrazyBee787

beanielou said:

Why does the lodger need a new mattress? 

Where he has leant on it for a particular length of time it bows that way. A more expensive mattress wouldn't do this. I want my lodgers to feel comfortable when they stay. I wouldn't lie on that matress as is. But he said he is not desperate for a change, he can stick with it, so while I can wait to save for it. It really was a cheap bed, the base is okay though which is good - just the mattress.

I have had a brain wave as it wasn't cheapest and it should still be usable after what I have paid, so I have gone back to the online store to see if they can come up with a solution. Lets see what happens. Thanks Beanie for pointing it outXX

CrazyBee787

I have added £15.66 from prolific making the cash pot total £164.73 (54%), there is now zero on prolific and £18.65 pending. I am making some bread today and a banana cake - I am quite looking forward to the banana cake if the last ones was anything to go by!

I am intending to stay in today and not spend. Also I am thinking of ways that I could make high protein breakfast cheaper then what I have already sugessted to keep the shop at £50, I was thinking scrambled eggs on toast would work and that would still be high protein. I don't think I have any other ideas, but that will do. I'll rejigg the shop this morning with that in mind and let you know if I get it to £50 again.

My room mate asked me to take him to Silverstone tomorrow, I personally couldn't think of anything worse, but I said yes. However this morning I have said no and I am glad I have, but I can't help but wonder why he didn't offer petrol money for something like this, as I only have £40 to spend on petrol and I have now spent it all, if I were to take him that would wipe out my petrol, I just can't understand it. It is not just that with the amount of traffic it would be a hidious journey.

Anyhow my thoughts are for next week, I am wondering whether to treat myself to a lunch out at my favourite cafe for my bday...ohh that reminds me, I have been gifted a referral by Job centre which will see me picking out a new outfit on my birthday and then also getting interview coaching. Someone is looking out for me.

Sometime later...

Banana bread/cake made it is a little darker then I would like and I ate it before it cooled so was a bit mushy! Not the perfection that I was looking for. I have managed to get the shop down to £50.00 which is something including eggs for scrambled egg on toast. I want to prepare for the interview but I feel a bit mweh!

CrazyBee787

Not enough funds to cash in prolific this morning, I have been up very early this morning I did take roomie to silverstone this morning and he has given me petrol money. I have also spent more then that this morning on a new toilet seat! I did prepare for the interview yesterday in the end and I have to do a bit more yet. All in all not a great morning finance wise, but I did enjoy taking roomie to silverstone, it was a little adventure, I was glad to go early we completely missed the traffic, so all good. I hope he has a nice time he was very excited about it, bless.

I don't feel like doing a lot today, I think I will chilax for a bit and then decide, I may take MD to her favourite place as she was hoping to go soon, also I need to take over groceries.

Newstartforme

Well done CB for all you achieve daily , love the lists . Good that your preparing for the interview , though you are doing so so well keeping your cash pot topped up from surveys etc . The surveys will continue to be of use if you get a part time post as well . I know any diet I have been successful on in the past has always had a protein breakfast , scrambled eggs with turkey rashers were filling.  I feel when I start the day with cereal or even porridge I'm hungry very soon after . Good luck finishing prep for interview x

CrazyBee787

Thank you Newstart I really very much appreciate the positive feedback. I hadn't thought of turkey rashers - i'll have a look thank you. Sadly cash pot is heavily depleted at £14.99, I know that is a big spend! I purchased mostly neccessities toilet seat and bathroom cabinet, my current Bathroom cabinet I realised recently is mouldy, I got a deeper and potentially better for steam cabinet for 39.99 a 20% discount. Toilet seat including delivery was £49.00. I also treated myself to a takeaway I felt a bit done in from the days activities going at an ungodly hour to silverstone and then again in the afternoon, plus a big walk around garden centre for MD. I am mostly happy with my purchases except I shouldn't have had the take out, but it did feel needed and was enjoyed, apart from me wolfing it down a bit speedily! I don't think I willl reach £300 by the end of June Now, I think I will make the goal £100, then a further £100, £300 seemed a bit too far...maybe £100 chunks or not! But i'll definetely move goal.

Tomorrow I will work on the interview in the afternoon, I am planning to go to MDs in the morning as I have something of hers and she has something of mine! Next week could be my week. Lets hold Fingers and thumbs.XX

CrazyBee787

Today I am writing a list for a to do to get me going this afternoon, I want all chores done before roomie gets back. I have a little bit more money then I thought which is good but I have spent on fuel today and lunch I have had a recalculate and I had missed a payment I had made of £34 so the balance was a bit healthier, I have also cashed out in prolific £6.62 therefore the cash pot balance is £32.66 still lower then one would hope. But the bathroom will get sorted so that is a plus, I really could do with a window in there, ohh well I guess I will have to make do. I am also going to have to touch up the paintwork, but this will wait for a few days. I potentially have a man coming to fix the cupboard up this friday, so I want to be ready for then (MD agreed to pay for this for my Birthday - which is really helpful for me).

I want to get all housework done in one go today so I can forget about it for the week, also I still feel pooped so will have to put in a bit of force to get it done. 

1) Change bed linen and put on to wash.

2) clean bathroom.

3) Do Bins.

4) Put washing away.

5) Hoover

6) Mop floors

7) Job search & preparations

8) R&R

Sometime later...

Glad those jobs are done, I did do a search for a job but it was not extensive, I'll see how tomorrow goes as to whether or not I do the preparation as planned, but not tonight I am not in the right frame of mind...maybe tonight? Roomie gave me another £10 (for fuel) which will be transferred tomorrow, i'll recalculate when it is in. Prolific not favourable today but it is a bank holiday weekend. Literally just as I wrote that prolific had a survey for $15 I actually got it and I was excited like crazy excited, then I got screened out almost immediately because I don't have underwriter experience! Ahhhh! The ups and downs of prolific!