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Payment a Day - Chapter 2025
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Welcome to the PADding club @needtosortmylife. Although it's called Payment a Day, you can PAD whenever it suits you. Everyone has their own budgets and goals, so just do what works for you. Every PAD, large or small is welcome. It's a very supportive group, so it will definitely help with the debt journey, as I know it has made a massive difference to mine.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
That’s great, thank you for the support 😌Keedie said:Welcome to the PADding club @needtosortmylife. Although it's called Payment a Day, you can PAD whenever it suits you. Everyone has their own budgets and goals, so just do what works for you. Every PAD, large or small is welcome. It's a very supportive group, so it will definitely help with the debt journey, as I know it has made a massive difference to mine.Emergency fund £10/£2000
Tesco Loan £100/£9651
MBNA Loan £150/£8008
Tesco CC £60/£4048
Barclays CC £60/£3885
MBNA CC £0/£2699
Overdraft £0/£2000
Mum Loan £500/£2750
Next account £20/£280
Halifac CC £20/£500
Total Debt 01/01/2025 - £32911/£33821
✌️❤️2 -
Happy New Year everyone.
A little PAD of £2.55 to kick the year off with.PAD target #1 - ASDA CC - £2057.30 £1926.98 -2 -
Hello everyone, I'll be making mostly small payments this year, just to keep chipping away at my debt/savings goals.
First payments today:
£1.55 debt
£0.94 savingsDebt | £224.10 / £471.90 M1 | £131.88 / £858.65 Mobile | £443.45 / £3,370.22 L1 | £383 / £6,460 CC2 | £26.25 / £0 M2 | £1,159.55 / £1,159.55 CC1 | £2,368.23 / £12,309.32 Total
Savings | £953.64 / £1,233 Other | £1,000 / £1,000 EF | £1,953.64 / £2,233 Total3 -
Second day of £1 PAD to my highest interest debt 👌Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.302 -
Good morning
£2 for me today please 😀
August PAD2 -
Good morning, £370.36 to various places today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Morning direct debit to cc of £85 today please3
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Morning and happy new year! My PAD for yesterday and today is: £5.63
Lovely to see new faces, I have found PADing to be genuinely money changing, it has made such a massive difference in how I manage money and how quickly those £1's add up is exciting!
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Happy New Year!
£715 to kick start things on 1st
£65 today
Total PAD for today and yesterday is £7803
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