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Payment a Day - Chapter 2025

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  • cuddlymarm
    cuddlymarm Posts: 2,205 Forumite
    Part of the Furniture 1,000 Posts
    Happy New Year everyone

    My first PAD £3 has been made off my credit card 

    Good luck PADders
    Cuddlymarm 

    June NSD 8/15
  • meeemee
    meeemee Posts: 310 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi just a small £1 to start the new year please 
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,565 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Happy New Year! I'm kicking off the month with £886.39 to various places 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £1961
  • Keedie
    Keedie Posts: 2,824 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    You're more than welcome to join us @angelicious, and best of luck with the debt free journey.

    Starting off strong @LittleMissDetermined 👏🏾.

    My PAD is £0.73 to the spare change challenges.

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning All,
    Happy New Year to everyone 🙂
    I'll be your counter upper for the Month of January and your emergency exits are.....oh....there's no emergency exits...just lots of company and support to everyone on our padding journey 😀
    To get my year off, I've made a PAD of £570 to the various saving pots
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Keedie
    Keedie Posts: 2,824 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Moved some money around from interest earned and cashback, so a further £7.18 into my emergency fund.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    £58 paid off my Very debt
    £1 paid off my mortgage
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • needtosortmylife
    needtosortmylife Posts: 22 Forumite
    10 Posts Name Dropper
    Hey 👋 Happy New Year all

    I’d like to join this please, think it will help me with my debt journey! I get paid monthly so usually pay bills monthly so will not post a PAD each day, but will try my hardest with it all. 

    £10 Emergency Fund 
    Emergency fund £10/£2000

    Tesco Loan £100/£9651
    MBNA Loan £150/£8008
    Tesco CC £60/£4048
    Barclays CC £60/£3885
    MBNA CC £0/£2699
    Overdraft £0/£2000
    Mum Loan £500/£2750
    Next account £20/£280
    Halifac CC £20/£500

    Total Debt 01/01/2025 - £32911/£33821

    ✌️❤️


  • BlueJ94
    BlueJ94 Posts: 2,795 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    £55 into my 1p challenge 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • AntoMac
    AntoMac Posts: 2,639 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £11 to start the year for me please 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
★ ★ ★ Meet your Ambassadors

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