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Payment a Day - Chapter 2025
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Happy New Year everyone
My first PAD £3 has been made off my credit card
Good luck PADders
Cuddlymarm
Pay off by Xmas 2026 £175/£2324.67
January NSDs 9/15
January PADs £520
January grocery challenge £87.56/£1504 -
Hi just a small £1 to start the new year please4
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Happy New Year! I'm kicking off the month with £886.39 to various places
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
You're more than welcome to join us @angelicious, and best of luck with the debt free journey.
Starting off strong @LittleMissDetermined 👏🏾.
My PAD is £0.73 to the spare change challenges.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉1 -
Morning All,
Happy New Year to everyone 🙂
I'll be your counter upper for the Month of January and your emergency exits are.....oh....there's no emergency exits...just lots of company and support to everyone on our padding journey 😀
To get my year off, I've made a PAD of £570 to the various saving pots
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: All repaid 😊 Current Challenges:Tilly Tidy: 38.47/£2500 (1.5%) 3 to 6 month emergency fund3 -
Moved some money around from interest earned and cashback, so a further £7.18 into my emergency fund.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉1 -
£58 paid off my Very debt
£1 paid off my mortgageMBNA 430/14000
Santander 435/10550
Nationwide 0/497
Santander OD 0/2900
Nationwide OD 21/100
Mortgage
NSD Jan/6
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What matters is how we live and love and how we spend our dash. (L Ellis)2 -
Hey 👋 Happy New Year all
I’d like to join this please, think it will help me with my debt journey! I get paid monthly so usually pay bills monthly so will not post a PAD each day, but will try my hardest with it all.£10 Emergency FundEmergency fund £10/£2000
Tesco Loan £100/£9651
MBNA Loan £150/£8008
Tesco CC £60/£4048
Barclays CC £60/£3885
MBNA CC £0/£2699
Overdraft £0/£2000
Mum Loan £500/£2750
Next account £20/£280
Halifac CC £20/£500
Total Debt 01/01/2025 - £32911/£33821
✌️❤️3 -
£55 into my 1p challengeI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10002 -
£11 to start the year for me please27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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