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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Payment a Day - Chapter 2025
Comments
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£20 today to savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
Good morning
£94 to various places for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60000 -
Morning All,
The total PAD for 30 December 2025 was £40
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉0 -
My lat PADfor 2026 is £14
Many thanks @Keedie for running the thread this year27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Happy New Year All,
The total PAD for 31 December 2025 was £128
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉0 -
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉0 -
The total PAD for December 2025 was an incredibly impressive £7,237.93
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉0 -
And drum rolls please...
...The total PAD for 2025 was a staggering🎉🎉 £107,248.80!!! 🎉🎉

Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉0 -
And so that's a wrap on Chapter 2025, please join us over at the Chapter 2026 thread...
https://forums.moneysavingexpert.com/discussion/6647700/payment-a-day-chapter-2026/p1?new=1Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉0
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