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Payment a Day - Chapter 2025

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Comments

  • LittleMissDetermined
    LittleMissDetermined Posts: 10,260 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    £49 for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • cuddlymarm
    cuddlymarm Posts: 2,302 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    £25 to the savings account please 

    Pay off by Xmas 2026 £175/£2324.67
    January NSDs 12/15
    January PADs £585
    January grocery challenge £94.86/£150
  • Keedie
    Keedie Posts: 3,044 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening All,

    The total PAD for 2 September 2025 was £277.95

    Keep Up The Good Work GIF
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,260 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Morning PADders, my offering today is just £5 to the sabbatical saving fund
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • BadBookkeeper
    BadBookkeeper Posts: 848 Forumite
    Eighth Anniversary 500 Posts Debt-free and Proud! Name Dropper
    4/9 £6.82 rounding down spending pot.
    Lightbulb moment - 17/08/2017 £17,033.  DFD 31/7/24 🥳. 

    Round 2 - 8/12/25 £3,660 
  • angelicious
    angelicious Posts: 575 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £100 today to savings 
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • cuddlymarm
    cuddlymarm Posts: 2,302 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    £30 to the credit card please 

    Pay off by Xmas 2026 £175/£2324.67
    January NSDs 12/15
    January PADs £585
    January grocery challenge £94.86/£150
  • Prodigal50
    Prodigal50 Posts: 131 Forumite
    100 Posts Second Anniversary Name Dropper
    Hi! Joining back in again :-)

    £10 to CC
    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/Dec 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/6378
    Card 2  5674/3564
    Card 3 5158/3532
    Card 4 0/10785
    Total 37036/24274

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • Keedie
    Keedie Posts: 3,044 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning All,

    The total PAD for 3 September 2025 was £131.63
    TV gif Timmy from Shaun the Sheep blinks and extends 2 thumbs up as a lopsided grin emerges on the side of his face

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
  • BlueJ94
    BlueJ94 Posts: 3,134 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I won £15 on postcode lottery, woo! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
★ ★ ★ Meet your Ambassadors

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