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Payment a Day - Chapter 2025
Comments
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£60 today for debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
Good morning
£25 to the savings today please
Pay off by Xmas 2026 £70/£2324.671 -
A massive thank you @AntoMac for being the August 2025 counter upper. And what a fantastic achievement everyone. I will update the first page with August's totals shortly. I'll be counter upper for September 2025 as I ddin't pull my finger out and get ask for any volunteers, so I'll need to remember that for next month.
It's great to see such great PADs from everyone.
Welcome aboard @BadBookkeeper. You can PAD in anyway that suits you, as much or as little as you want and whenever you want to. We're a very friendly and supportive bunch, and if you have any questions just ask. Some people PAD their savings, debts, bills and anything in between, and some are small and some are quite substantial. You'll do whatever suits your budget and goals, and there's no pressure. All we ask is that you put your total PAD in bold so that it easier for the counter upper to know what figure to use in the daily tally.
My PADs are:
£50 Help to Save
£50 to The Gift
£50 to Cruise Control
Total is £150
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Evening All,
The total PAD for 1 September 2025 was £732.98
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Thank you for letting me join. I have been debt free for 12 months, but paid for a holiday on 0% card. Have savings to cover it but want to leave them alone! Have £2,750 to pay back by 18months, hoping to complete it in 14. I’m putting my PADs in a pot until I reach £50 then will transfer the payment to the card.
1st Sept £7.55 TopCashback
2nd Sept £5.40 friend paying me online for something I’ve paid for
Total £12.95Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601 -
Sounds like a good plan @BadBookkeeper, and definitely doable if you exploit the savings habit that you can get from PADding. x
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
£25 for me today please - Little premium bond win
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
£27.63 3/9. Left over euros changed and rounded down bank acc.
Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601 -
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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£20 today to debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001
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