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Payment a Day - Chapter 2025

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  • Changeyourlife25
    Changeyourlife25 Posts: 52 Forumite
    10 Posts Name Dropper Photogenic

    Total pad for July!

    £305.60!!!

    I’m amazed thanks so much for the support!
    I’ve managed to pay off another one of my debts, looking forward to padding with you all in August!!

    Updated daily pads:
    27th - £9.17
    28th - £25
    29th - £25
    30th - £25
    31st - £25 
    GC August 🍑🥞 £158.70/£600 
    GC July 🌽🥑 £789.39/£600

    PAD August (Debt free) 🤑 - £27.25
    PAD July (Debt free) 💷 - £305.60

    NSD August ✋ - 2/10 
    NSD July 🚫 - 12/10

    DS1 18th savings 🥳 2025 - £260
    Christmas savings 🎄2025 -
    Legoland savings 🧱 2026 -  

    Debt 1 - paid off (June 25)
    Debt 2 - paid off (July 25) 
    Debt 3 - paid off (July 25)
    Debt 4 - £299.30
    Debt 6 - £522.22
    Debt 7 - £939.53
    Debt 8 - £1,409.83

  • CrazyBee787
    CrazyBee787 Posts: 917 Forumite
    500 Posts Name Dropper Photogenic
    I have pad £1.74 off rounding debt to £1250 0% interest bank of Mum and Dad today, still to add to debt MOT £55 and any repairs which there shouldn't be. 🤞 Also are you happy for me to add month rather then daily, also I need all cash right now so won't be doing it until september October - unless I get a job! Thanks.
  • AntoMac
    AntoMac Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Great work clearing another debt @Changeyourlife25
    That’s an interesting way of doing it, picking a particular debt each month. I just chip away he re and there towards my grand total. I actually like your idea, as it seems more targeted and focused than my way
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hey @CrazyBee787
    You PAD in whatever way suits you best, as often or as little as you like. Wishing you the best of luck on the job front
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    My PAD today is £170. Outstanding debt finally under £3K
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • angelicious
    angelicious Posts: 405 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    £100 today off debt
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,647 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    £735.73 to various places for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Changeyourlife25
    Changeyourlife25 Posts: 52 Forumite
    10 Posts Name Dropper Photogenic
    AntoMac said:
    Great work clearing another debt @Changeyourlife25
    That’s an interesting way of doing it, picking a particular debt each month. I just chip away he re and there towards my grand total. I actually like your idea, as it seems more targeted and focused than my way
    I just chuck it at whatever’s cheapest, only 2 of them have interest so I’m just paying off what I can afford quickest :)  

    £13.92 today to the PAD 

    £13.80 and then 12p interest that got added on 🤩
    GC August 🍑🥞 £158.70/£600 
    GC July 🌽🥑 £789.39/£600

    PAD August (Debt free) 🤑 - £27.25
    PAD July (Debt free) 💷 - £305.60

    NSD August ✋ - 2/10 
    NSD July 🚫 - 12/10

    DS1 18th savings 🥳 2025 - £260
    Christmas savings 🎄2025 -
    Legoland savings 🧱 2026 -  

    Debt 1 - paid off (June 25)
    Debt 2 - paid off (July 25) 
    Debt 3 - paid off (July 25)
    Debt 4 - £299.30
    Debt 6 - £522.22
    Debt 7 - £939.53
    Debt 8 - £1,409.83

  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi All,

    Apologies, I have been unable to get onto the forum due to server connection issues. The last few days PADs are noted below:

    The total PAD for 28 July 2025 was £82.17
    The total PAD for 29 July 2025 was £122
    The total PAD for 30 July 2025 was £1,030
    The total PAD for 31 July 2025 was £114.74


    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Drumrolls...

    🎉🎉 ... The overall PAD total for July 2025 was an incredibly impressive £9,707.33! 🎉🎉


    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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