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Payment a Day - Chapter 2025
Comments
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Total pad for July!
£305.60!!!
I’m amazed thanks so much for the support!
I’ve managed to pay off another one of my debts, looking forward to padding with you all in August!!
Updated daily pads:
27th - £9.17
28th - £25
29th - £25
30th - £25
31st - £25Jan 26 GC 🥞🧇 £470.70/£500
Debt free in 2026 - £410.65 of £4,226.52
NSD JAN 7/10
PAD JAN £87.051 -
I have pad £1.74 off rounding debt to £1250 0% interest bank of Mum and Dad today, still to add to debt MOT £55 and any repairs which there shouldn't be. 🤞 Also are you happy for me to add month rather then daily, also I need all cash right now so won't be doing it until september October - unless I get a job! Thanks.Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 6/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one? Do I?0 -
Great work clearing another debt @Changeyourlife25
That’s an interesting way of doing it, picking a particular debt each month. I just chip away he re and there towards my grand total. I actually like your idea, as it seems more targeted and focused than my way
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Hey @CrazyBee787
You PAD in whatever way suits you best, as often or as little as you like. Wishing you the best of luck on the job front27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
My PAD today is £170. Outstanding debt finally under £3K27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50
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£100 today off debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£735.73 to various places for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
I just chuck it at whatever’s cheapest, only 2 of them have interest so I’m just paying off what I can afford quickestAntoMac said:Great work clearing another debt @Changeyourlife25
That’s an interesting way of doing it, picking a particular debt each month. I just chip away he re and there towards my grand total. I actually like your idea, as it seems more targeted and focused than my way
£13.92 today to the PAD
£13.80 and then 12p interest that got added on 🤩Jan 26 GC 🥞🧇 £470.70/£500
Debt free in 2026 - £410.65 of £4,226.52
NSD JAN 7/10
PAD JAN £87.052 -
Hi All,
Apologies, I have been unable to get onto the forum due to server connection issues. The last few days PADs are noted below:The total PAD for 28 July 2025 was £82.17
The total PAD for 29 July 2025 was £122
The total PAD for 30 July 2025 was £1,030
The total PAD for 31 July 2025 was £114.74
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £150/£3,000 (5% repaid)2 -
Drumrolls...
🎉🎉 ... The overall PAD total for July 2025 was an incredibly impressive £9,707.33! 🎉🎉
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £150/£3,000 (5% repaid)2
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