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Payment a Day - Chapter 2025
Comments
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Total pad for July!
£305.60!!!
I’m amazed thanks so much for the support!
I’ve managed to pay off another one of my debts, looking forward to padding with you all in August!!
Updated daily pads:
27th - £9.17
28th - £25
29th - £25
30th - £25
31st - £25September GC 🥨🍕 - £298.18/£600
PAD Sept 💪 - £143.10PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Sept 🙏 - 5/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £443.94Debt Barclaycard - £1,089.02
Debt Uksl - £1,389.831 -
I have pad £1.74 off rounding debt to £1250 0% interest bank of Mum and Dad today, still to add to debt MOT £55 and any repairs which there shouldn't be. 🤞 Also are you happy for me to add month rather then daily, also I need all cash right now so won't be doing it until september October - unless I get a job! Thanks.Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1800.00
Mission Number Four: Keep Job!
Once accomplished all four missions come back and start new missions!0 -
Great work clearing another debt @Changeyourlife25
That’s an interesting way of doing it, picking a particular debt each month. I just chip away he re and there towards my grand total. I actually like your idea, as it seems more targeted and focused than my way
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Hey @CrazyBee787
You PAD in whatever way suits you best, as often or as little as you like. Wishing you the best of luck on the job front27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
My PAD today is £170. Outstanding debt finally under £3K27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50
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£100 today off debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£735.73 to various places for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28272 -
I just chuck it at whatever’s cheapest, only 2 of them have interest so I’m just paying off what I can afford quickestAntoMac said:Great work clearing another debt @Changeyourlife25
That’s an interesting way of doing it, picking a particular debt each month. I just chip away he re and there towards my grand total. I actually like your idea, as it seems more targeted and focused than my way
£13.92 today to the PAD
£13.80 and then 12p interest that got added on 🤩September GC 🥨🍕 - £298.18/£600
PAD Sept 💪 - £143.10PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Sept 🙏 - 5/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £443.94Debt Barclaycard - £1,089.02
Debt Uksl - £1,389.832 -
Hi All,
Apologies, I have been unable to get onto the forum due to server connection issues. The last few days PADs are noted below:The total PAD for 28 July 2025 was £82.17
The total PAD for 29 July 2025 was £122
The total PAD for 30 July 2025 was £1,030
The total PAD for 31 July 2025 was £114.74
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Drumrolls...
🎉🎉 ... The overall PAD total for July 2025 was an incredibly impressive £9,707.33! 🎉🎉
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502
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