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Payment a Day - Chapter 2025
Comments
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Evening All,
The total PAD for 18 July 2025 was £68
The total PAD for 19 July 2025 was £47
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Welcome @CrazyBee787, it's always good to have a plan and do what you can when you can so that PADding becomes enjoyable and not a chore. We all do it our own way, and it's a great habit to form 🤗.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Morning
£42 to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
£40 more off of the debt total today
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
£2 today off debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
£2 today off debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
Hi everyone!
Fridays pad : £10
sat: £10
sun : £10
mon : £10
Total so far £186.36
i can’t believe it, I should be able to pay off one of my smaller debts this month
I’ll be back every day to update the pad from now on, sorry I was a bit unwell
October GC 🧡🫶 £501.27/£400
September GC 🥨🍕 - £475.63/£600
PAD Oct 💰 - £38.12PAD Sept 💪 - £205.50PAD August 🤑 - £151.90
PAD July 💷 - £305.60
NSD Oct 💳 - 2/10
NSD Sept 🙏 - 8/10
NSD August ✋ - 3/10NSD July 🚫 - 12/10
Debt Marstons - paid off (June 25)Debt Clearpay - paid off (July 25)
Debt Ovo - paid off (July 25)
Debt Klarna- paid off (September 25)
Debt Capitol one- £479.83Debt Barclaycard - £1,190.51
Debt Uksl - £1,384.830 -
Morning All,
The total PAD for 20 July 2025 was £13
The total PAD for 21 July 2025 was £86
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
£5 for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
Morning
£137 to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001
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