
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Payment a Day - Chapter 2025
Options
Comments
-
Evening All,
The total PAD for 18 July 2025 was £68
The total PAD for 19 July 2025 was £47
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Welcome @CrazyBee787, it's always good to have a plan and do what you can when you can so that PADding becomes enjoyable and not a chore. We all do it our own way, and it's a great habit to form 🤗.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Morning
£42 to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
£40 more off of the debt total today
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
£2 today off debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
£2 today off debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
Hi everyone!
Fridays pad : £10
sat: £10
sun : £10
mon : £10
Total so far £186.36
i can’t believe it, I should be able to pay off one of my smaller debts this month
I’ll be back every day to update the pad from now on, sorry I was a bit unwellGC August 🍑🥞 £158.70/£600
GC July 🌽🥑 £789.39/£600
PAD August (Debt free) 🤑 - £27.25
PAD July (Debt free) 💷 - £305.60
NSD August ✋ - 2/10NSD July 🚫 - 12/10
DS1 18th savings 🥳 2025 - £260
Christmas savings 🎄2025 -
Legoland savings 🧱 2026 -Debt 1 - paid off (June 25)Debt 2 - paid off (July 25)
Debt 3 - paid off (July 25)
Debt 4 - £299.30
Debt 6 - £522.22
Debt 7 - £939.53
Debt 8 - £1,409.830 -
Morning All,
The total PAD for 20 July 2025 was £13
The total PAD for 21 July 2025 was £86Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
£5 for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Morning
£137 to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards