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Payment a Day - Chapter 2025

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Comments

  • Keedie
    Keedie Posts: 2,984 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Afternoon All,


    The total PAD for 17 July 2025 was £334.42
    Thumbs Up GIF - ThumbsUp - Discover Share GIFs Well done gif Cool gifs Love gif

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £38 to debt today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • angelicious
    angelicious Posts: 541 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £4 today to debt
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • CrazyBee787
    CrazyBee787 Posts: 1,406 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    If I may I would like to join please temporarily until a certain credit card plus some bills are all paid for. You see I have just got a job after 6 months without work and the first thing I did was use the credit card to pay for some needed items, in the hopes that I would pay off rapidly now I have a job I know I jumped the gun a bit! I don't have much leeway at the moment to make any payments. The following is a list of expenses to be paid back some realised others not:-



    I believe I can get this all paid for by the end of September potentially sooner, lets see. Thank you. I'll have a look now to see if I can pay anything, if not I won't come back today.XX
  • AntoMac
    AntoMac Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello @Crazybee787
    You are very welcome to join us for as long as you like. Congratulations on your new job. That must be a great feeling.
    Good luck with your PADding. I like how you have exactly what you need to pay off nice and clearly laid out. 
    In my experience even the smallest PADs count and PADding has been a great habit for me to get into
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,106 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    £5 for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • CrazyBee787
    CrazyBee787 Posts: 1,406 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    I have decided to earn money before booking the car service and repairs etc...therefore I have changed the debt to the following:-



    I really wish I had been incontrol the whole time, it is like I lose all senses sometimes I don't know why. I think it is the heat bring on the winter please! I will be able to pay this first pay packet, so mission get through the first week of work! I say this because I haven't been at work for a while.

    well done @LittleMissDetermined

    Thank you @AntoMac
  • angelicious
    angelicious Posts: 541 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £3 today to debt
    Save £25,000 in 2025: #45-£524.15/25, 000

    PAD 2025: £609.19/6100
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,106 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    £5 to savings today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • AntoMac
    AntoMac Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £5 to debt today 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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