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Payment a Day - Chapter 2025
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Afternoon All,
The total PAD for 17 July 2025 was £334.42
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
£38 to debt today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
£4 today to debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61000 -
If I may I would like to join please temporarily until a certain credit card plus some bills are all paid for. You see I have just got a job after 6 months without work and the first thing I did was use the credit card to pay for some needed items, in the hopes that I would pay off rapidly now I have a job I know I jumped the gun a bit! I don't have much leeway at the moment to make any payments. The following is a list of expenses to be paid back some realised others not:-
I believe I can get this all paid for by the end of September potentially sooner, lets see. Thank you. I'll have a look now to see if I can pay anything, if not I won't come back today.XX
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Hello @Crazybee787
You are very welcome to join us for as long as you like. Congratulations on your new job. That must be a great feeling.
Good luck with your PADding. I like how you have exactly what you need to pay off nice and clearly laid out.In my experience even the smallest PADs count and PADding has been a great habit for me to get into27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
£5 for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
I have decided to earn money before booking the car service and repairs etc...therefore I have changed the debt to the following:-
I really wish I had been incontrol the whole time, it is like I lose all senses sometimes I don't know why. I think it is the heat bring on the winter please! I will be able to pay this first pay packet, so mission get through the first week of work! I say this because I haven't been at work for a while.
well done @LittleMissDetermined
Thank you @AntoMac
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£3 today to debtSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£5 to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
£5 to debt today
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50
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