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Living frugally in 2025......
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Great to hear you're doing well. I need to take a leaf out of your book as I'm finding the whole thing so depressing.My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.1 -
Hi @jwil - that's it, that's just how I feel! And I know I've got the money in my bank if I want to makes me feel really differently. It's really contrary of me isn't it! Hope you are okay, and works going okay. Not caught up with diaries yet xx1
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Ahhh @lilian1977 this was me in January. I found it really, really hard going. I felt poorly, I didn't have any spare money and I was so down in the dumps. I knew I had to have a different strategy this month, and it's made a difference. I do feel more at peace with things.
Is there anything in particular you're struggling with? Your totals look amazing, you are doing really well. Can you plan in a treat or something to look forward to? Sending hugs x1 -
Evening, quick check in tonight before I go to the gym......eeeeek I'm really nervous! I've not been to the gym for ages and ages, I'm getting really unfit and my middle age spread is spreading! I've joined a local gym so hopefully will help lose a bit of weight, tone up and help with my mood. It's 25.00 a month, so hoping that it'll get me out of the house a bit, and on the plus side I can shower there too! I thought the subs were worth it, and I know what I'm like, I'll make myself go and make the most of it! Wish me luck1
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Justcrackingonwithit said:Ahhh @lilian1977 this was me in January. I found it really, really hard going. I felt poorly, I didn't have any spare money and I was so down in the dumps. I knew I had to have a different strategy this month, and it's made a difference. I do feel more at peace with things.
Is there anything in particular you're struggling with? Your totals look amazing, you are doing really well. Can you plan in a treat or something to look forward to? Sending hugs x
I'm trying to gee myself up though as I know there is a light at the end of the tunnel xMy debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.0 -
Good luck with the gym! Hope it goes well, and doubly good if it saves you a bit on your water bill"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Excellent news with 7 NSD in a row and for breaking your supermarket and charity shop habit.
I'd rather be at home during this time of year and I find plenty to keep be busy during the evening. The time soon flies if you have a few interests to occupy you.
The lighter nights will soon be here and, like you, I'm looking forward to having an evening walk.0 -
HI Just cracking, hope you are doing good, you haven't posted in a month. Can we assume you are too busy to do so?2
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