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Living frugally in 2025......
Comments
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@MFWannabe - good idea, I think I've definitely come round to paying into the EF first, I know it makes sense, I just hate having CC debt!
Thanks @Cara_ I really like have a list or a challenge to aim towards x2 -
I hate having CC debt too, but knowing that you've got a cushion behind you is so reassuring, and you don't have the sinking feeling of worry when something goes wrong as you know you'll be able to cover it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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That's so true @jwil - definitely going to make some adjustments to my payments next month.1
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When food shopping today, going to try and buy as much food that is on offer, I hate paying full price for items. Luckily most of the offers in Mr T today is food that we will eat. Now all the Xmas food has gone out of the freezer I need to build that back up, otherwise I will be running half empty freezers.xx:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.002
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I'm trying to avoid the supermarkets @amber03 my freezer is full and I'm trying to use up things I've got. Supermarkets are my achilles heel, so I'm doing well to stay away!!2
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Evening all, well I've been struck down by this awful bug that's going around so I've been in bed all day. The positives of that are that I've had a NSD as I've not left the house. Can't see me going very far tomorrow either. Thank fully the snow forecast hasn't arrived yet, fingers crossed it doesn't make an appearance overnight.
My challenges are going okay, I'm still doing my meditation and french practice on Duolingo. I've not managed to get many miles in this week, so will have to try and make some up next week. No spend days are going okay too.
Have a lovely weekend everyone x3 -
Hope you feel a bit better today x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Hope you feel better soon.
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Hope you feel better soon xxMortgage at highest: £132,500 Now: £51,351.24
Mortgage OP’s: £26,128.78
OP targets 2026:
Sub a/c 1: £727.15/£2402.79
Sub a/c 2 £1479/£1479 ✅
Sub a/c 3: £1062.15/£1062.15 ✅
Sub a/c 4: £750/£750 ✅1
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