📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Living frugally in 2025......

18911131417

Comments

  • @MFWannabe - good idea, I think I've definitely come round to paying into the EF first, I know it makes sense, I just hate having CC debt!

    Thanks @Cara_ I really like have a list or a challenge to aim towards x
  • jwil
    jwil Posts: 22,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hate having CC debt too, but knowing that you've got a cushion behind you is so reassuring, and you don't have the sinking feeling of worry when something goes wrong as you know you'll be able to cover it.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • That's so true @jwil - definitely going to make some adjustments to my payments next month. 
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    When food shopping today, going to try and buy as much food that is on offer, I hate paying full price for items. Luckily most of the offers in Mr T today is food that we will eat. Now all the Xmas food has gone out of the freezer I need to build that back up, otherwise I will be running half empty freezers.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • I'm trying to avoid the supermarkets @amber03 my freezer is full and I'm trying to use up things I've got.  Supermarkets are my achilles heel, so I'm doing well to stay away!! 
  • Evening all, well I've been struck down by this awful bug that's going around so I've been in bed all day.  The positives of that are that I've had a NSD as I've not left the house. Can't see me going very far tomorrow either.  Thank fully the snow forecast hasn't arrived yet, fingers crossed it doesn't make an appearance overnight. 

    My challenges are going okay, I'm still doing my meditation and french practice on Duolingo. I've not managed to get many miles in this week, so will have to try and make some up next week.  No spend days are going okay too.  

    Have a lovely weekend everyone x
  • jwil
    jwil Posts: 22,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel a bit better today x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Cara_
    Cara_ Posts: 138 Forumite
    100 Posts Second Anniversary
    Hope you feel better soon.

  • Thanks @jwil and @Cara_ feeling slightly better this morning x
  • MeandO
    MeandO Posts: 3,244 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hope you feel better soon xx
    Mortgage @ 03/2019: £125,000, Now: £50,378.61
    Mortgage OP’s: £22,109.28
    SHTF pot: 209.42/1000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.