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No longer receiving Bank OTPs issue
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YBR
Posts: 703 Forumite


in Techie Stuff
Good evening,
My mother's not too tech savvy and has given me this to fix for her: she used to get OTP texts from her online banking but they've stopped arriving. Other texts, such as from my phone arrive fine.
I've tried the things that come up in an internet search - apps are up to date, cashe for the messaging app cleared, the number's not blocked in settings, and there's very few saved messages. Rebooted the phone ...
Are there any other suggestions?
My mother's not too tech savvy and has given me this to fix for her: she used to get OTP texts from her online banking but they've stopped arriving. Other texts, such as from my phone arrive fine.
I've tried the things that come up in an internet search - apps are up to date, cashe for the messaging app cleared, the number's not blocked in settings, and there's very few saved messages. Rebooted the phone ...
Are there any other suggestions?
Decluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅
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Comments
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iphone, Android, or something else?
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Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
Use the opportunity to have a wee word on setting up the arrangements for financial power of attorney before it becomes problematic.0 -
sorry, moto android, and santanderDecluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅0
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Vitor said:Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
If I can't find a technical / phone fix she'll have to phone/visit the bank and check.Decluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅0 -
Is she using the default text messaging app or has she set the phone to use something else (I use Truecaller)? If the latter, then it might be worth setting the phone to use the default app.
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YBR said:Vitor said:Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
If I can't find a technical / phone fix she'll have to phone/visit the bank and check.1 -
Vitor said:YBR said:Vitor said:Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
If I can't find a technical / phone fix she'll have to phone/visit the bank and check.
I'm not a Tech genious, and my brother, who is, lives in another country and wouldn't "help" in a helpful way anyhow!
Decluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅0 -
Vitor said:Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
Use the opportunity to have a wee word on setting up the arrangements for financial power of attorney before it becomes problematic.
If you login via a laptop you are occasionally sent a OTP after a system update.
If you have the App and you setup a new payee on a laptop you are instructed to go to the app to approve so no OTP
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it's not App, online banking.Decluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅0
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You're probably going to have to walk through the log in process. Santander wants/prefers/is moving to authorising Online banking log-ins via the App.0
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