We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

No longer receiving Bank OTPs issue

Options
YBR
YBR Posts: 703 Forumite
Seventh Anniversary 500 Posts Mortgage-free Glee! Name Dropper
Good evening, 
My mother's not too tech savvy and has given me this to fix for her: she used to get OTP texts from her online banking but they've stopped arriving.  Other texts, such as from my phone arrive fine. 
I've tried the things that come up in an internet search - apps are up to date, cashe for the messaging app cleared, the number's not blocked in settings, and there's very few saved messages. Rebooted the phone ...

Are there any other suggestions?
Decluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅






«13

Comments

  • Mark_d
    Mark_d Posts: 2,401 Forumite
    1,000 Posts First Anniversary Name Dropper
    iphone, Android, or something else?
  • Vitor
    Vitor Posts: 628 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    edited 1 December 2024 at 7:06PM
    Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
    Use the opportunity to have a wee word on setting up the arrangements for financial power of attorney before it becomes problematic. 
  • YBR
    YBR Posts: 703 Forumite
    Seventh Anniversary 500 Posts Mortgage-free Glee! Name Dropper
    sorry, moto android, and santander
    Decluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅






  • YBR
    YBR Posts: 703 Forumite
    Seventh Anniversary 500 Posts Mortgage-free Glee! Name Dropper
    Vitor said:
    Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
    the last digits match, it worked previously and she hasn't (concioussly) changed anything on the account.

    If I can't find a technical / phone fix she'll have to phone/visit the bank and check.
    Decluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅






  • Mark_d
    Mark_d Posts: 2,401 Forumite
    1,000 Posts First Anniversary Name Dropper
    Is she using the default text messaging app or has she set the phone to use something else (I use Truecaller)?  If the latter, then it might be worth setting the phone to use the default app.
  • Vitor
    Vitor Posts: 628 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    edited 1 December 2024 at 7:16PM
    YBR said:
    Vitor said:
    Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
    the last digits match, it worked previously and she hasn't (concioussly) changed anything on the account.

    If I can't find a technical / phone fix she'll have to phone/visit the bank and check.
    It'll likely take a visit to fix, that was my experience when my father 'hadn't touched anything' but his computer stopped working. 
  • YBR
    YBR Posts: 703 Forumite
    Seventh Anniversary 500 Posts Mortgage-free Glee! Name Dropper
    edited 1 December 2024 at 7:45PM
    Vitor said:
    YBR said:
    Vitor said:
    Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
    the last digits match, it worked previously and she hasn't (concioussly) changed anything on the account.

    If I can't find a technical / phone fix she'll have to phone/visit the bank and check.
    It'll likely take a visit to fix, that was my experience when my father 'hadn't touched anything' but his computer stopped working. 
    I am visiting but have to go back tomorrow (not a trivial journey so can't come back later). this is one of several on the list of things to help with. I was hoping it would be trivial but it seems not.

    I'm not a Tech genious, and my brother, who is, lives in another country and wouldn't "help" in a helpful way anyhow!

    Decluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅






  • 35har1old
    35har1old Posts: 1,902 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Vitor said:
    Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
    Use the opportunity to have a wee word on setting up the arrangements for financial power of attorney before it becomes problematic. 
    Santander does not send OTP when using the app they only require a security code.
    If you login via a laptop you are occasionally sent a OTP after a system update.
    If you have the App and you setup a new payee on a laptop you are instructed to go to the app to approve so no OTP

  • YBR
    YBR Posts: 703 Forumite
    Seventh Anniversary 500 Posts Mortgage-free Glee! Name Dropper
    it's not App, online banking.
    Decluttering awards 2025: 🏅🏅⭐️ ⭐️, DH: ⭐️ and one for Mum: 🏅






  • Cornucopia
    Cornucopia Posts: 16,471 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're probably going to have to walk through the log in process.   Santander wants/prefers/is moving to authorising Online banking log-ins via the App.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.