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No longer receiving Bank OTPs issue
                
                    YBR                
                
                    Posts: 756 Forumite
         
            
         
         
            
         
         
            
         
         
            
                         
            
                        
         
         
            
         
         
            
                
                                    
                                  in Techie Stuff             
            
                    Good evening, 
My mother's not too tech savvy and has given me this to fix for her: she used to get OTP texts from her online banking but they've stopped arriving. Other texts, such as from my phone arrive fine.
I've tried the things that come up in an internet search - apps are up to date, cashe for the messaging app cleared, the number's not blocked in settings, and there's very few saved messages. Rebooted the phone ...
Are there any other suggestions?
                My mother's not too tech savvy and has given me this to fix for her: she used to get OTP texts from her online banking but they've stopped arriving. Other texts, such as from my phone arrive fine.
I've tried the things that come up in an internet search - apps are up to date, cashe for the messaging app cleared, the number's not blocked in settings, and there's very few saved messages. Rebooted the phone ...
Are there any other suggestions?
Decluttering awards 2025: 🏅🏅🏅🏅⭐️⭐️⭐️ ⭐️⭐️, DH: 🏅🏅⭐️, DD1: 🏅 and one for Mum: 🏅
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            Comments
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            iphone, Android, or something else?
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            Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
Use the opportunity to have a wee word on setting up the arrangements for financial power of attorney before it becomes problematic.0 - 
            sorry, moto android, and santanderDecluttering awards 2025: 🏅🏅🏅🏅⭐️⭐️⭐️ ⭐️⭐️, DH: 🏅🏅⭐️, DD1: 🏅 and one for Mum: 🏅0
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the last digits match, it worked previously and she hasn't (concioussly) changed anything on the account.Vitor said:Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
If I can't find a technical / phone fix she'll have to phone/visit the bank and check.Decluttering awards 2025: 🏅🏅🏅🏅⭐️⭐️⭐️ ⭐️⭐️, DH: 🏅🏅⭐️, DD1: 🏅 and one for Mum: 🏅0 - 
            Is she using the default text messaging app or has she set the phone to use something else (I use Truecaller)? If the latter, then it might be worth setting the phone to use the default app.
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It'll likely take a visit to fix, that was my experience when my father 'hadn't touched anything' but his computer stopped working.YBR said:
the last digits match, it worked previously and she hasn't (concioussly) changed anything on the account.Vitor said:Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
If I can't find a technical / phone fix she'll have to phone/visit the bank and check.1 - 
            
I am visiting but have to go back tomorrow (not a trivial journey so can't come back later). this is one of several on the list of things to help with. I was hoping it would be trivial but it seems not.Vitor said:
It'll likely take a visit to fix, that was my experience when my father 'hadn't touched anything' but his computer stopped working.YBR said:
the last digits match, it worked previously and she hasn't (concioussly) changed anything on the account.Vitor said:Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
If I can't find a technical / phone fix she'll have to phone/visit the bank and check.
I'm not a Tech genious, and my brother, who is, lives in another country and wouldn't "help" in a helpful way anyhow!
Decluttering awards 2025: 🏅🏅🏅🏅⭐️⭐️⭐️ ⭐️⭐️, DH: 🏅🏅⭐️, DD1: 🏅 and one for Mum: 🏅0 - 
            
Santander does not send OTP when using the app they only require a security code.Vitor said:Check the bank has the correct phone # and her account is configured to use OTP and not biometrics on the banking app.
Use the opportunity to have a wee word on setting up the arrangements for financial power of attorney before it becomes problematic.
If you login via a laptop you are occasionally sent a OTP after a system update.
If you have the App and you setup a new payee on a laptop you are instructed to go to the app to approve so no OTP
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            it's not App, online banking.Decluttering awards 2025: 🏅🏅🏅🏅⭐️⭐️⭐️ ⭐️⭐️, DH: 🏅🏅⭐️, DD1: 🏅 and one for Mum: 🏅0
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            You're probably going to have to walk through the log in process. Santander wants/prefers/is moving to authorising Online banking log-ins via the App.0
 
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