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Prosperous & Creative Soul Year 4

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  • KajiKita
    KajiKita Posts: 8,046 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I feel like I have missed something? OHU complaint? (I googled the abbreviation and came up with some very strange options.)

    It’s a shame about the course. In terms of getting stuff printed to make it easier to ‘see’ (I’m like that) you could download it onto a stick and take it to a local print shop (the type that does takeaway menus and flyers for businesses) and get them to print it as they usually have digital printers. It won’t be cheap but it could be very effective as the quality should be quite good? I hope you come to a satisfactory conclusion with your counsellor on this one.

    Hugs for the worsening health of the family member. Have all the things that need to be said, been said?

    I’m glad the half dose of meds seems to work better for you. You will share this with whoever the prescriber is? Might be a useful insight for them. 

    Yaaay for the theatre trip with DS and girlfriend 😊 The hotel as a base sounds like a good idea. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 7,045 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry about life being difficult - but - yay for theatre trip. Always nice to have something to look forwards too.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • jwil
    jwil Posts: 22,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry about the family member, but nice to have a trip to look forward to.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Decluttering, then adding well cleaned mirrors has such an impact doesn't it? 
    Glad you continue to get joy from birds, the garden and art.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So true about making your house work for you and not for when you have guests.  It sounds like you've made some good progress.  Declutterer sounds like a good option for helping to get things organised, hope it works out.

    It's always reassuring to know when others are struggling as well.  Garden sounds lovely.  I love listening to the birds here too, the dawn chorus this morning was lovely.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • lucielle
    lucielle Posts: 11,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Looking gorgeous. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • KajiKita
    KajiKita Posts: 8,046 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It’s really filling out isn’t it 😊 Looks like you have good fertile soil there too 👏

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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