Every month I buy into VWRP (accumulating) index fund at all time highs and I'm sick of it.

masonic

Swipe said:

PropertyGuru_Wannabe said:

Wait till we have a crash decade like in 2000 - 2010 where your returns would be less than Inflation for those 10 years. Great, you bought low…but the price is still low and you’re losing money every day. How does that make you feel?

And that the final price in 30 years time and cumulative value of their portfolio is much lower than it would have been due to the lost decade dragging down overall performance in the long run.

Who knows where markets would be today without the 2000-2010 period? They might have been lower due to the failure to eject capital from a load of companies that were built on sand.

[Deleted User]

Swipe said:

PropertyGuru_Wannabe said:

Wait till we have a crash decade like in 2000 - 2010 where your returns would be less than Inflation for those 10 years. Great, you bought low…but the price is still low and you’re losing money every day. How does that make you feel?

And that the final price in 30 years time and cumulative value of their portfolio is much lower than it would have been due to the lost decade dragging down overall performance in the long run.

I guess that's true.