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Halleluiah to the shoes that fit! 👏 I hereby pronounce you to be Cinderella! 😉🤣
(I am completely and utterly teasing here btw, I can think of no-one less likely to be a Disney princess …. 😊)KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 23 books of target 52 in 2026 as @ 28th March.
Produce tracker: £59 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
OMG - that made me laugh @KajiKita - There are some things that take a disproportionate amount of effort - for me it's getting elegant dress shoes and well-fitting underthings!
I'm definitely not a Princess - but I do love a bit of Disney - though if truth be told I'm more of a Maleficent then a Cinderella! In fact my darling OH just bought me a magicmirror charm 🤣 - a belated xmas gift - we were waiting for the sales so wedding gift, xmas gift & valentine's gift all arrived over the weekend!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)6 -
I really miss Karmacat, might she consider returning ?🤞
3 -
Unfortunately I don't think that is an option for her at this time. Who knows, she may still yet! 🤞
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)2 -
Good things come in threes!
1) Won a 50pound voucher for a garden store - after filling in their survey - which will be put towards plant staging for our patio - I'd like to lift all the pots up off the stone! (this will be combined with my 20 off 100 coupon!)
2) Won a 60pound voucher to M1ndful Ch3f through my work health care plan - that is about 6 meals for two - which i'll use over 2 or 3 weeks - really do like their ethos and style of food
3) the aliens beamed up my manager and replaced her with a green man in disguise - honestly it is the only explanation for her pleasant behaviour (of which i am suspect) - she asked my opinion, listened to my advice and did not take credit for my work - later I even got a job well done for doing the kick up the !!!!!! job of cross functional co-ordination - tbh i was fed up of them all passing the buck. This is very unusual behaviour from her - I think I'll have to go lie down!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)11 -
<checks date, checks calendar, checks date again…. still in March>
YAY! super post rt - if anyone deserves some financial type windfalls, it is you. If anyone deserves to be spirited away by aliens, it 'tis yer boss 👽🛸😁 So great to flow into the weekend on a wave of goodness 👍
Greying X
Grocery spend April 2026 £32.59/£200
Non-food spend April 2026 £0/£80
Bulk Fund 2026 Month 4/12 - £0/£98.02 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends3 -
Wow, that's excellent news all round!
3 -
A good wee day then.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
I was just reading a post elsewhere on the forum about how unlikely it is for people to win competitions - they should read about your winnings!
Very curious about your manager…
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
@Greying_Pilgrim - yes I completely agree that she needs to be spirited away - as the fates have it, I only have to see her for two weeks - then I'm off the week after Easter then she's off for two weeks - a blissful three weeks of feeling like myself!
@Cheery_Daff & @beanielou - it was indeed a very good Friday - curiously
@Cherryfudge - I enter anywhere from 10 to 50 comps every week and win a few times year - 3 to 5 I'd say - The only thing I'd say is don't bother entering for anything you really would not want or use! I've passed on many children's games for precisely this reason! One day I may even win that elusive all-inclusive posh holiday!
So as always my weekend starts with a …
meal plan…
✅🍜 Saturday Mar 14- Easy Peasy Day - Lunch = gyoza & noodles - Dinner =Saag Paneer & Paratasroast chicken quarters & sweet potatoes & red onions & stuffed large mushrooms (chicken needed using up!0
✅🍖🥕🍠🍅🥔 Sunday Feb 15 - Roast Day -roast chicken quarters & carrots & brussels & potatoesBF=Cinnamon buns Lunch= takoyaki & gyoza Dinner =Saag Paneer & ParatasOH had a meal replacement shake & I had noodles with pak choi & leftover roast chicken bits
✅🥬 Monday Mar 16 - Veggie Day -Seitan & noodles & pak choiTrains did their thing - we had McDs
🐟🍟 Tuesday Mar 17 - not Fish Day - Leftover chicken roast & veg [hospital appt day]
🍗🍄🥕🥦🥔 Wednesday Mar 18 - Chicken Day - Lunch = BLT sandwich rolls - Dinner = Sweet and sour Chicken with peppers & pineapple and jasmine rice
🍔🌽🥔 Thursday Mar 19 - Meat Day - beef & hand-cut noodles & cheats cauli-cheese
🥧🍟Friday Mar 13 - Fakeaway Day - Lunch = BLT sandwich rolls - Dinner = TBC
🍜 Saturday Mar 14- Easy Peasy Day - Lunch = gyoza & noodles - Dinner = TTBC
🍖🥕🍠🍅🥔 Sunday Feb 15 - Roast Day - roast chicken & carrots & brussels & potatoes
routine tasks...
✅ YNAB shuffling - council tax up 8 pounds a month
✅ credit card shuffle - third weekend of the month
🔆 fill up ISA - 75%cash and 25%S&S
🔆 across the pond banking
✅ grocery order - Tuesday evening delivery
✅ meal plan (above)
🔱 weekly digital planner
🔆 Delay Repay
✅ supplements into dossets
🔱 pack-ups for work days
🔱 Weekly surveys & contests
✅ laundry - 4 loads this weekend - 1 dry and put away - two drying in the summer house - sheets almost dry - going to take an iron to them to finish them off
✅ 3 loads of dishes & 1 load of pots done & 1 lot of roasting tins
✅ vacuum downstairs
✅ vacuum furniture
🔆 vacuum stairs
🔆 vacuum landing
🔆 vacuum bedroom
non-routine tasks...
✅ Cinnamon Buns for Sunday coffee on the patio
✅ Sorted through next load of paperwork & it is now ready for filing
✅ Ordered mats for living room floor
🔱 have sourced weighted blankets - singles - Scandinavian style!
🔱 annual underthings hunt has started - armature - they sent me someone else's order - which included 2 packs of 3 in a size that is much to big for me and a 3 pack of thongs - seriously why would anyone want something there on purpose??? self inflicted wedgie in my opinion - hilariously I'm stuck with them as they can either send out a replacement or issue a return label but not both - will have to look up that bra charity!
🔱 need to get a flat top brush for brass paint
🔱 apply for the GHIC card (website was down the day I went to do this!)
⏳ look into oiling/waxing newly installed xtra banister
⏳BFF across the pond - we owe each other money - SIGH - we need to sort this!garden things...
✅ prune lavendar - woohoo - done!
🔱 winter jasmine is in full bloom - needs tieing to supports and more supports needed for it to grown on
✅ pruned potted plants - woohoo - also done!
✅ordered plant staging & bag of cotswold stone [using 50 pound win & 20 pound voucher - balance from household fund]
🔆 transplant mexican daisies into new pots
🔆 start sunflowers
🔆 start sweetpeas
🔆 start foxgloves
🔆 transplant remaining baby trees into their new pots
🔆 prune heritage rambling rose bush
🔆 prune rosemary
🔆 prune summer flowering roses
🔆 prune raspberries
🔆 tidy up planting bed in front of house
🔆 collect rest of leaves that have materialized in parking
🔆 install wrought iron divider at back of shed
⏳ start getting quotes for new felt for flat roof & summer house & shed (needs doing in autumn) - on hold
⏳ trim down and rehome butterfly bush - on hold
⏳ new trellis needs to go up for the climbing rose in the front - on hold4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)5
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