No tax saving

sausage_time

You may want to look at Pensions, annuities & retirement planning too.  For ISA and Pensions, choosing a low cost platform is generally important to maximise returns.

xylophone

find I have set a president 

Donald or Kamala?  

Below might be worth a look.

https://www.moneyhelper.org.uk/en/savings/types-of-savings/isas-and-other-tax-efficient-ways-to-save-or-invest

MEM62

swissroll said:

Pensions what I know about it if you put your money in you can not get your money out again until you are allowed and the rules keep changing so I dont trust them. 

That makes no sense.  The rules do not keep changing - they change from time to time.  And the whole point of not being able to take your money "until you are allowed" i.e. when you reach the appropriate age, is because a pension is for your retirement.  It is for your later years and the trade off in not being able to touch it sooner is the fact that is it a very tax-efficient way of building wealth.  You really need to understand pensions better before you discount them.  Your future self will be grateful that you did. 

Whether a pension is the appropriate place for this money depends on your wider circumstances and financial position we do no know what that is.    

LHW99

MEM62 said:

swissroll said:

Pensions what I know about it if you put your money in you can not get your money out again until you are allowed and the rules keep changing so I dont trust them. 

That makes no sense.  The rules do not keep changing - they change from time to time.  And the whole point of not being able to take your money "until you are allowed" i.e. when you reach the appropriate age, is because a pension is for your retirement.  It is for your later years and the trade off in not being able to touch it sooner is the fact that is it a very tax-efficient way of building wealth.  You really need to understand pensions better before you discount them.  Your future self will be grateful that you did. 

Whether a pension is the appropriate place for this money depends on your wider circumstances and financial position we do no know what that is.    

And in particular, are you working and have you got an autoenrolment pension?

Hopefully you are not opted out, because you are missing out on free money: You put in £100. You emplyer, even at minimum puts in £60, and the government adds £25. Which would mean having £185 in the pension for every £100 of your contribution (check my maths peoples!)