Just got UC statement, worse off by £900 ? Mistake?

kaMelo

On the surface it would appear you qualified for a transitional protection element, if so it is possible this has not been added yet. But you also have other deductions of £1,822.48, (what are they for?) without knowing exactly how your tax credit award was calculated, finalised and the notional UC award it's difficult to say.

Newcad

There appears to be a missing LCWRA Element of £416.19.

(The deduction for ESA seems to indicate that it is ESA Support Group, although the amount deducted does seem slighly different from what I would expect that could be because it's the first month).

There is no LCWRA Element showing on that UC statement so if it is ESA Support Group you need to raise a query on your journal asking why not.
If they are deducting for ESA Support Group then they should also be paying UC LCWRA Element.

blackstar

Also my wife's earning before tax is about £2,500 and after tax about £2,000 so why it says my wife's earnings reported by her employer is £3,986

tacpot12

Thanks for posting all the extra information. The deductions for Capital would appear to be correct according this page: Transitional Protection « Managed migration « Existing tax credit claimants « Guidance « Universal Credit (revenuebenefits.org.uk)

This says that capital of between £6,000 and £16,000 still attracts tarriff income even when transitional protection is in place. If you work the deduction amount of £178 back this is 40 x £4.35, so they are doing the calculation as though you had £10,000 of capital. So even though you have £19,000 and this would normally disqualify oyu from claiming UC, you are being allowed to claim it due to the transitional projection, but must lose £178 of UC due to the capital.

There would appear to be £900 difference between what Citizens Advice thought you would get and what you actually are getting. I haven't looked at the additional information yet to see if I can see why this is so, but I thought I would post the information about the Capital deduction immediately so that others can comment in this if I have got this wrong. 

tacpot12

blackstar said:

Also my wife's earning before tax is about £2,500 and after tax about £2,000 so why it says my wife's earnings reported by her employer is £3,986

How often is your wife paid? Is it possible that she was paid multiple times within your UC assessment period?

This would explain why your award is so low, and it would also explain why Citizens Advice thought it would be higher - it will be higher in assessment periods when your wife is paid only once in the period. 

kaMelo

blackstar said:

Also my wife's earning before tax is about £2,500 and after tax about £2,000 so why it says my wife's earnings reported by her employer is £3,986

  
Does your wife have access to her Government Gateway to see exactly what her employer has reported and when?
What are the dates of your assessment period and are they close to your wife's pay date?
It's very possible there are a number of things going on here rather than just one, LCWRA missing, transitional protection not added, double earnings reported in an AP. 

blackstar

Ohh my gosh...my wife gets paid monthly but depending when the last working day of the month is and weekends it can be a day or so sooner. Last two months she got paid 

29th Aug and 27th September 

So maybe that both are within the assesment peroid. So does that mean we will get nothing for that month.? 
As they have combined two months of wages

Dazed_and_C0nfused

blackstar said:

Ohh my gosh...my wife gets paid monthly but depending when the last working day of the month is and weekends it can be a day or so sooner. Last two months she got paid 

29th Aug and 27th September 

So maybe that both are within the assesment peroid. So does that mean we will get nothing for that month.? 
As they have combined two months of wages

How much will she be paid in her next assessment period?

TheShape

blackstar said:

Ohh my gosh...my wife gets paid monthly but depending when the last working day of the month is and weekends it can be a day or so sooner. Last two months she got paid 

29th Aug and 27th September 

So maybe that both are within the assesment peroid. So does that mean we will get nothing for that month.? 
As they have combined two months of wages

She'll get paid 31st October and 29th November then.  No payment of wages in this Assessment Period and 1 in the next.

kaMelo

blackstar said:

Ohh my gosh...my wife gets paid monthly but depending when the last working day of the month is and weekends it can be a day or so sooner. Last two months she got paid 

29th Aug and 27th September 

So maybe that both are within the assesment peroid. So does that mean we will get nothing for that month.? 
As they have combined two months of wages

If she is paid calendar monthly and that is what has happened, she can have the salary payment reallocated to the correct assessment period to 'maintain a regular payment schedule' of one salary payment per assessment period.

Paragraph 7
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/935532/adm27-20.pdf