Just got UC statement, worse off by £900 ? Mistake?

blackstar

Hi all

We have just switched to UC after a migration letter from tax credits

 

We did numerous benefit calculations with CAB etc and they all showed us as better off by between £200 - £300 per month. We were getting tax credits of £248 per week whixh has now stopped.

We were also assured we would get transitional capital protection.

I dont understand it as it says we are only going to be getting £15!!!! Thats like £900 less per month we will be getting compared to tax credits?

It even says 

"We have taken £174.00 off your Universal Credit payment because you have money, savings and investments "

elsien

And do you have money, savings and investments? 

tacpot12

What deductions have been made from the UC amount? (If you can post a screenshot of this, it might help). 

You might also use the benefit calculators at entitledto.co.uk and turn2us.org.uk as these show you how your UC award is calculated so you can check where the DWP's calculation has gone wrong. It might be in the area of capital protection. There seems to have been cases where the transitional protection offered has not be set up on the UC claim. 


 

blackstar

tacpot12 said:

What deductions have been made from the UC amount? (If you can post a screenshot of this, it might help). 

You might also use the benefit calculators at entitledto.co.uk and turn2us.org.uk as these show you how your UC award is calculated so you can check where the DWP's calculation has gone wrong. It might be in the area of capital protection. There seems to have been cases where the transitional protection offered has not be set up on the UC claim. 


 

does this maybe help? Thanks

Rubyroobs

Are there also deductions for earnings? Do either of you work? Is the person that gets ESA in the support group ? If so there should be an LCWRA element on the claim.

TELLIT01

blackstar said:

Hi all

We have just switched to UC after a migration letter from tax credits

 

We did numerous benefit calculations with CAB etc and they all showed us as better off by between £200 - £300 per month. We were getting tax credits of £248 per week whixh has now stopped.

We were also assured we would get transitional capital protection.

I dont understand it as it says we are only going to be getting £15!!!! Thats like £900 less per month we will be getting compared to tax credits?

It even says 

"We have taken £174.00 off your Universal Credit payment because you have money, savings and investments "

It would seem that the section in bold may be the issue.  If that hasn't been applied and should be, it would have a massive effect on the level of payment.

HillStreetBlues

There does seem to be a bit of a lag at times with TP  when moving from TC.
If your statement doesn't show any TP  then that's the reason.

Rubyroobs

blackstar said:

Hi all

We have just switched to UC after a migration letter from tax credits

 

We did numerous benefit calculations with CAB etc and they all showed us as better off by between £200 - £300 per month. We were getting tax credits of £248 per week whixh has now stopped.

We were also assured we would get transitional capital protection.

I dont understand it as it says we are only going to be getting £15!!!! Thats like £900 less per month we will be getting compared to tax credits?

It even says 

"We have taken £174.00 off your Universal Credit payment because you have money, savings and investments "

You will have the £174 taken off for investments because you have over 16k in savings so they make deductions for anything over 6k. 

blackstar

heres the full thing

blackstar

Here's a recent calculation but we don't rent anymore though and have a mortgage of the same amount as the rent

blackstar

Here's another benefit calculation just before we claimed again said we would be better off that's incldujg the tax credits. 
We also asked and they did a calculation of us owning a home and not renting and we were still better off