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Outstanding October's No-Spend Days Challenge!

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  • Not one today had to buy some coolant for my car :cold_sweat: and some stamps to post off an urgent letter, though now I've bought some I just know the ones I've got will turn up now :joy: 
    Debt Total Sept 24 - £9532.26 - Current Total - £8992.89 - Percentage Paid 5.65%


    Pots To Be Filled:
    Car Insurance: £0/£450
    Festival Aug 2025: £0/£450
    Holiday 2025: £0/£500
    Emergency Fund: £0/£500

    ****TARGET DEBT-FREE DATE 01/07/2026****
  • SecondStar
    SecondStar Posts: 653 Forumite
    500 Posts Third Anniversary Name Dropper
    NSD for today :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
  • KajiKita
    KajiKita Posts: 7,931 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 October 2024 at 8:59PM
    October NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    October targets


    AuntieL 2/15  image


    beanielou 3/19  image


    BestnamesRgone 3/15  image


    Caeraugirl 1/18  image


    cathybird 3/15  image


    Crazycatlady2  


    Doris17 12 


    GeorgianaCavendish 8 


    Geriatricmum 10 


    Honeysucklelou2  


    HotDog2020 10 


    KajiKita 3/20  image


    laura lau 18 


    laurenh 2/18  image


    leftatthetrafficlights 1/24  image


    LittleMissDetermined 2/18  image


    Makingabobor2 15 


    Nintud 5  


    QueenJess 3/10  image


    RisingPhoenix1 2/15  image


    RPD1953 10


    Rupacomp 2/15  image


    SecondStar 3/22  image


    short bird 1/18   image


    Worlds Worst Superhero  


    x raphael xx 1/25  image





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    October results updated here  :):)
  • I should be 2 days cathybird, 1st Oct and today, thank you ❤️
  • QueenJess
    QueenJess Posts: 4,543 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2025 decluttering: 4,908 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 351🥉🥈🥇💎🏆
    Mini freezer challenge 0/-20
    Big kitchen declutter challenge 115/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • working all day today so will be a NSD, thanks 
  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Calling one early today, have work later on and no reason to go out and spend any money before then :) 
    Debt Total Sept 24 - £9532.26 - Current Total - £8992.89 - Percentage Paid 5.65%


    Pots To Be Filled:
    Car Insurance: £0/£450
    Festival Aug 2025: £0/£450
    Holiday 2025: £0/£500
    Emergency Fund: £0/£500

    ****TARGET DEBT-FREE DATE 01/07/2026****
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