Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Outstanding October's No-Spend Days Challenge!
Comments
-
I Have seen it delete it off of there it has your namex_raphael_xx said:HotDog2020 said:
lol! 😂😂😂 I love the name, a type of salamander, is that right? Does he look like picture below:-????x_raphael_xx said:HotDog2020 said:
What type of creature are sacrificing the poor worms to?x_raphael_xx said:Bought some worms today, but its pet food so an allowed spend. Bf has to pick up some groceries on his way home, but that's allowed too. So NSD no.1!1/25 NSDs
An axolotl! His name is Bungalow, cos his head is empty. He has nothing upstairs

Intriguing creature!1 -
1 NSD today
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,400 / £2,1001 -
Starting October with an NSD 😁 Good luck this month everyone!MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
Not a no spend day, I caved for the call of fish and chips...I am weak.1
-
October NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 2/15
beanielou 19BestnamesRgone 15Caeraugirl 18cathybird 1/15
Crazycatlady2Doris17 12Geriatricmum 10Honeysucklelou2HotDog2020 10KajiKita 20laura lau 18laurenh 1/18
leftatthetrafficlights 1/24
LittleMissDeterminedMakingabobor2 15NintudQueenJess 10RisingPhoenix1 15RPD1953 10Rupacomp 15SecondStar 1/22
short bird 1/18
Worlds Worst Superherox raphael xx 1/25
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
@HotDog2020 no you're not xx1
-
0
-
have been at work for 14 hours today 😞 but on the plus side it means absolutely no chance to spend any money so its an October NSD! 🙂1
-
Calling an early NSD for today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.8K Banking & Borrowing
- 253.8K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 245.9K Work, Benefits & Business
- 601.9K Mortgages, Homes & Bills
- 177.7K Life & Family
- 259.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


and welcome
to our lovely thread! I've added you to the list. Did you want to set a target?
