Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Outstanding October's No-Spend Days Challenge!
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I Have seen it delete it off of there it has your namex_raphael_xx said:HotDog2020 said:
lol! 😂😂😂 I love the name, a type of salamander, is that right? Does he look like picture below:-????x_raphael_xx said:HotDog2020 said:
What type of creature are sacrificing the poor worms to?x_raphael_xx said:Bought some worms today, but its pet food so an allowed spend. Bf has to pick up some groceries on his way home, but that's allowed too. So NSD no.1!1/25 NSDs
An axolotl! His name is Bungalow, cos his head is empty. He has nothing upstairs
Intriguing creature!1 -
1 NSD today
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Starting October with an NSD 😁 Good luck this month everyone!MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
Not a no spend day, I caved for the call of fish and chips...I am weak.1
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October NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 2/15beanielou 19BestnamesRgone 15Caeraugirl 18cathybird 1/15Crazycatlady2Doris17 12Geriatricmum 10Honeysucklelou2HotDog2020 10KajiKita 20laura lau 18laurenh 1/18leftatthetrafficlights 1/24LittleMissDeterminedMakingabobor2 15NintudQueenJess 10RisingPhoenix1 15RPD1953 10Rupacomp 15SecondStar 1/22short bird 1/18Worlds Worst Superherox raphael xx 1/25🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
@HotDog2020 no you're not xx1
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have been at work for 14 hours today 😞 but on the plus side it means absolutely no chance to spend any money so its an October NSD! 🙂1
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Calling an early NSD for today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001
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