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Outstanding October's No-Spend Days Challenge!
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Hello all! I’d like to put down for 22 NSDs for October, please
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £200 / 2,4001 -
Reasonably early call for day 1.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
My first NSD for today please nothing spent that's not on my budget 1
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Can I be added please?MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)1 -
Bought some worms today, but its pet food so an allowed spend. Bf has to pick up some groceries on his way home, but that's allowed too. So NSD no.1!1/25 NSDsDebt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
What type of creature are you sacrificing the poor worms to?x_raphael_xx said:Bought some worms today, but its pet food so an allowed spend. Bf has to pick up some groceries on his way home, but that's allowed too. So NSD no.1!1/25 NSDs1 -
HotDog2020 said:
What type of creature are sacrificing the poor worms to?x_raphael_xx said:Bought some worms today, but its pet food so an allowed spend. Bf has to pick up some groceries on his way home, but that's allowed too. So NSD no.1!1/25 NSDs
An axolotl! His name is Bungalow, cos his head is empty. He has nothing upstairs
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.984 -
lol! 😂😂😂 I love the name, a type of salamander, is that right? Does he look like picture below:-????x_raphael_xx said:HotDog2020 said:
What type of creature are sacrificing the poor worms to?x_raphael_xx said:Bought some worms today, but its pet food so an allowed spend. Bf has to pick up some groceries on his way home, but that's allowed too. So NSD no.1!1/25 NSDs
An axolotl! His name is Bungalow, cos his head is empty. He has nothing upstairs
Intriguing creature!1 -
I'm not sure if links are allowed...but hopefully this will workHotDog2020 said:
lol! 😂😂😂 I love the name, a type of salamander, is that right? Does he look like picture below:-????x_raphael_xx said:HotDog2020 said:
What type of creature are sacrificing the poor worms to?x_raphael_xx said:Bought some worms today, but its pet food so an allowed spend. Bf has to pick up some groceries on his way home, but that's allowed too. So NSD no.1!1/25 NSDs
An axolotl! His name is Bungalow, cos his head is empty. He has nothing upstairs
Intriguing creature! this is him
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
HotDog2020 said:
@Cathybird, I have just spent money on a cheaper phone and planning to sell more expensive phone where I will make a profit, is that okay? Or shall I leave it today and put me as zero?HotDog2020 said:No Spend day 1 please @cathybird Thank you.
As you are making a profit, I wouldn't have counted it
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981
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