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Outstanding October's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Calling today early again - same as yesterday - I have work this evening and won't be doing anything before it :) 
    Debt Total Sept 24 - £9532.26 - Current Total - £8992.89 - Percentage Paid 5.65%


    Pots To Be Filled:
    Car Insurance: £0/£450
    Festival Aug 2025: £0/£450
    Holiday 2025: £0/£500
    Emergency Fund: £0/£500

    ****TARGET DEBT-FREE DATE 01/07/2026****
  • One today please. Just back from work and not planning to do anything apart do an olio collection from boots this evening 🥪🥪
  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 October 2024 at 8:16PM
    October NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    October targets


    AuntieL 2/15  image


    beanielou 5/19  image  image


    BestnamesRgone 4/15  image


    Caeraugirl 1/18  image


    cathybird 5/15  image  image


    Crazycatlady2  


    Doris17 12 


    GeorgianaCavendish 8 


    Geriatricmum 10 


    Honeysucklelou2  


    HotDog2020 2/10  image


    KajiKita 5/20  image  image 


    laura lau 18 


    laurenh 2/18  image


    leftatthetrafficlights 4/24  image


    LittleMissDetermined 3/18  image


    Makingabobor2 15 


    Nintud 5  


    QueenJess 3/10  image


    RisingPhoenix1 3/15  image


    RPD1953 10


    Rupacomp 3/15  image


    SecondStar 3/22  image


    short bird 3/18   image


    Worlds Worst Superhero  


    x raphael xx 1/25  image





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    October results updated here :):)
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Day 2 for me please @cathybird Thank you, I hope you have had a nice day today..it is sunny..or was sunny here today?
  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 October 2024 at 8:54PM
    Day 2 for me please @cathybird Thank you, I hope you have had a nice day today..it is sunny..or was sunny here today?
    @HotDog2020 yes, absolutely beautiful day here, sunny and even quite warm :) I had a pretty quiet day, but that's my favourite kind of day! I hope you had a good day too. xx :)
  • short_bird
    short_bird Posts: 4,038 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Saturday was day 3: unsure what Sunday will bring...
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • KajiKita
    KajiKita Posts: 7,933 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not yesterday (had to pay postage for a parcel and tried and failed to find work trousers - will have to take those back) but will be today 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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