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Time to act like an adult...

RisingPhoenix1 · 2024-09-26 11:59:45

Pretty much what the title says really, it's time to stop making silly decisions and finally get my life in order. I've made pretty much every bad financial decision a person can make. Payday loans, high interest credit cards, I had one CCJ years ago that thankfully is gone from my credit file now but I have a handful of…

Comments

FootyFanDan Posts: 1,688 Forumite

1 November 2024 at 10:38PM

Yay to that car finance going.

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Sarahwithlove Posts: 3,347 Forumite

1 November 2024 at 10:53PM

Whoop no more car finance!

*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00

Barclaycard - £2315.25 - £0.00

Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*

Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500

New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
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