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Mandatory refund of up to £85k for APP fraud
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At what point is there an end to "free banking" as we currently know it?
Let's Be Careful Out There0 -
Here is a detailed account of the new regulations:A note worthy change is that banks will be allowed to delay payments by up to four business days if they suspect APP fraud. That is longer than BACS, which takes 3 days.
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What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?1 -
We are talking about diagnosed dementia, there is no flippant commentary, at least in my postposhrule_uk said:
What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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No...but someone's got a bee in their bonnet.Nasqueron said:
We are talking about diagnosed dementia, there is no flippant commentary, at least in my postposhrule_uk said:
What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?I came into this world with nothing and I've got most of it left.1 -
We? It was only you that brought "diagnosed" into the discussion. Nobody else.Nasqueron said:
We are talking about diagnosed dementiaposhrule_uk said:
What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?
Is dementia only a condition once it's been formally diagnosed, and not in the days/weeks/months prior to a formal diagnosis?1 -
On the other hand, regular contact can mask a gradual decline - one that may be more easily noticed when contact is infrequent.poshrule_uk said:
What if the children don't visit or it's not been spotted yet.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?
It's far from the black/white situation that some are painting.
And it's bloody awful.4 -
I'm afriad you have to be down to earth in some things. My granmother gave my mum to her accounts when she turned 70.
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No we aren't, the original comment asked if someone with dementia was stupid and you said that anyone with dementia should have a relatuve or carer with power of attorney to stop any sort of financial mistakes. Dementia is a gradual decline so there will quite obviously a point where dementia has made someone more vulnerable to fraud but they haven't yet had a diagnosis. Even if someone did have power of attorney then like anyone alive they would still hsve some vulnerability to fraud.Nasqueron said:
We are talking about diagnosed dementia, there is no flippant commentary, at least in my postposhrule_uk said:
What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?1 -
poshrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?ALL stupid people. Banks aren't health or mental well-being care providers.I think we all know most people who are scammed have acted stupidly.
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