We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Mandatory refund of up to £85k for APP fraud
Comments
-
At what point is there an end to "free banking" as we currently know it?
Let's Be Careful Out There0 -
Here is a detailed account of the new regulations:A note worthy change is that banks will be allowed to delay payments by up to four business days if they suspect APP fraud. That is longer than BACS, which takes 3 days.
0 -
What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?1 -
We are talking about diagnosed dementia, there is no flippant commentary, at least in my postposhrule_uk said:
What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0 -
No...but someone's got a bee in their bonnet.Nasqueron said:
We are talking about diagnosed dementia, there is no flippant commentary, at least in my postposhrule_uk said:
What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?I came into this world with nothing and I've got most of it left.1 -
We? It was only you that brought "diagnosed" into the discussion. Nobody else.Nasqueron said:
We are talking about diagnosed dementiaposhrule_uk said:
What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?
Is dementia only a condition once it's been formally diagnosed, and not in the days/weeks/months prior to a formal diagnosis?1 -
On the other hand, regular contact can mask a gradual decline - one that may be more easily noticed when contact is infrequent.poshrule_uk said:
What if the children don't visit or it's not been spotted yet.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?
It's far from the black/white situation that some are painting.
And it's bloody awful.4 -
I'm afriad you have to be down to earth in some things. My granmother gave my mum to her accounts when she turned 70.
0 -
No we aren't, the original comment asked if someone with dementia was stupid and you said that anyone with dementia should have a relatuve or carer with power of attorney to stop any sort of financial mistakes. Dementia is a gradual decline so there will quite obviously a point where dementia has made someone more vulnerable to fraud but they haven't yet had a diagnosis. Even if someone did have power of attorney then like anyone alive they would still hsve some vulnerability to fraud.Nasqueron said:
We are talking about diagnosed dementia, there is no flippant commentary, at least in my postposhrule_uk said:
What if the children don't visit or it's not been spotted yet. To many assumptions for such a flippant catch all comment.Nasqueron said:
Someone with dementia should have a relative or carer with power of attorney to stop any sort of financial mistakesposhrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?1 -
poshrule_uk said:
Is someone's with dementia stupid?M25 said:No personal responsibility at all, then? A crazy route to go down.How will stupid people learn?ALL stupid people. Banks aren't health or mental well-being care providers.I think we all know most people who are scammed have acted stupidly.
1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards