Nationwide FlexDirect - 1% debit card cashback for 12 months for new customers

WillPS

Terms: https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/current-accounts/resources/p4327-flexdirect-cashback-offer-terms.pdf?rev=6b68f2feaac241c3ba987a135b9631ff&hash=B8A67D960A511D0F7944077FD56EA7F3

Max £5 a month.
Cash-like transactions are excluded.
Customers who hold or have previously held a FlexDirect account are excluded. (Past or present sole FlexDirect customers are eligible on a joint if they haven't previously held one, and vice versa.).

There's also a £175 switch incentive available (see thread: £175 Nationwide Switch Incentive, starting 25/09/2024 )

safe_hands2

Wasn't it Nationwide who took the mick in their adverts a while back about companies only offering good deals to brand new customers only?

WillPS

safe_hands2 said:

Wasn't it Nationwide who took the mick in their adverts a while back about companies only offering good deals to brand new customers only?

... no? The last provider I remember a doing that was TSB, who on more than one occasion promised their headline Classic Plus interest rate was not going to be taken away after a year ('unlike others') - but then removed the interest rate after not much more than a year.

The Nationwide adverts in the current campaign have been about branches and interest rate transparency. FlexDirect has had an introductory interest rate for many years.

wiseonesomeofthetime

safe_hands2 said:

Wasn't it Nationwide who took the mick in their adverts a while back about companies only offering good deals to brand new customers only?

Indeed it was : https://www.youtube.com/watch?v=e5SX8Nofwck

safe_hands2

They're proud to be the same now then 

WillPS

2006, and about mortgages... and at least 5 years before FlexDirect even launched! Cut 'em a little slack...

safe_hands2

It was tongue in cheek. The internet isn't the best forum for expressing this I accept.

I have no beef with Nationwide, I use them as my main bank account and am more than happy with their service. Been a customer for over 20 years.

WillPS

safe_hands2 said:

It was tongue in cheek. The internet isn't the best forum for expressing this I accept.

I have no beef with Nationwide, I use them as my main bank account and am more than happy with their service. Been a customer for over 20 years.

Fair enough, apologies for misunderstanding!

FWIW I am kind of wondering why they've bothered with this 1% cashback. It feels a bit meagre. I'd be interested to learn how effective the restriction on cash-like transactions is tho.

PloughmansLunch

WillPS said:

safe_hands2 said:

It was tongue in cheek. The internet isn't the best forum for expressing this I accept.

I have no beef with Nationwide, I use them as my main bank account and am more than happy with their service. Been a customer for over 20 years.

Fair enough, apologies for misunderstanding!

FWIW I am kind of wondering why they've bothered with this 1% cashback. It feels a bit meagre. I'd be interested to learn how effective the restriction on cash-like transactions is tho.

I wonder if certain merchaNt codes Slip through the net & are Included? 

WillPS

PloughmansLunch said:

WillPS said:

safe_hands2 said:

It was tongue in cheek. The internet isn't the best forum for expressing this I accept.

I have no beef with Nationwide, I use them as my main bank account and am more than happy with their service. Been a customer for over 20 years.

Fair enough, apologies for misunderstanding!

FWIW I am kind of wondering why they've bothered with this 1% cashback. It feels a bit meagre. I'd be interested to learn how effective the restriction on cash-like transactions is tho.

I wonder if certain merchaNt codes Slip through the net & are Included? 

Hopefully some brave footsoldiers can give it a try and report what they find.

dcs34

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