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October 2024 Grocery Challenge
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Blackcats said:@Nelliegrace - that menu looks delicious and excellent value for money
@LadyWithAPlan - as a rice replacement, you might want to try using Bulgar Wheat. It’s got 4 times the fibre and 8 times the protein of brown rice, and is considerably quicker/easier to cook. In a saucepan, combine twice the volume of boiling water to the volume of bulgar wheat (e.g. 1/2 cup of boiling water to 1/4 cup of bulgar wheat per person), sprinkle over some salt, bring back to the boil, switch off, cover and leave for 15 minutes or until all the water is absorbed. Using it as a substitute had never occurred to me, until I saw one of the Van Tuliken brothers present a BBC program about combating type 2 diabetes. (I think it was called “The Truth About Carbs” but can’t find it on the iPlayer.). HTH.PipneyJane said:
…..The above brings our October GC spend to £176.30/£180, leaving £3.70 for the rest of the month.
The one thing we will need to purchase is yoghurt. We don’t have enough for Wednesday or Thursday. I buy Yeo Valley whole-milk yoghurt because there are no fillers or thickeners and they don’t add colouring to make things look more appealing*. Since I’m heading to C0stc0 at lunchtime to buy something for work, I’ll pop to the MrT’s opposite and see what they’re charging for Yeo Valley this week. If it’s less than £2.25 a 450g tub Sainsbugs were charging on Saturday, then I’ll buy a tub there. If more, then I’ll go to Sainsbugs (which is on the way home). That’ll get us through to the weekend and November’s budget.
As predicted, I made it to both MrT’s and to Sainsbugs yesterday. MrT’s had an offer on a packet of 4 small/individual Yeo Valley Greek-style Yoghurts With Honey, £1.75 instead of £2.25 for any of their regular sized tubs (4x100g instead of 1x450g). We’ve already had 3 days of that flavour of yoghurt but, with only £3.70 left in the purse, needs must. The 5p change has gone to the moneybox.
In Sainsbugs, I spent £1.50 on a large bottle of their baby talc. Unobtrusively scented talcum powder has been impossible to find for months and this was the only one left of the batch that I’d spotted on Saturday. (I regret not breaking out the Bulk Fund and buying several bottles then.)I’m declaring at £179.60/£180, leaving 40p to roll over to November.
Payday is Thursday and I can’t wait! It’s the first full pay packet that I’ll have received since March, when I went onto Statutory Sick Pay. Such a relief to be able to replenish my savings pots!
- Pip"Be the type of woman that when you get out of bed in the morning, the devil says 'Oh crap. She's up.'
It ain’t what you do, it’s the way that you do it - that’s what gets results!
2025 Fashion on the Ration Challenge 66 coupons - 25.5 spent.
4 - Thermal Socks from L!dl
4 - 1 pair "combinations" (Merino wool thermal top & leggings)
6 - Ukraine Forever Tartan Ruana wrap
8 - 4 x 100g/450m skeins 3-ply dark green Wool Local yarn
1.5 - sports bra
2 - 100g/220m DK Toft yarn4 -
We spent £1.78 on sweet potatoes and oranges (on offer,) at Tesco on Saturday because we used their carpark when we went to the theatre.
I shopped at Aldi today, spending £16.66.
We had a small pork joint on Sunday, with leftovers Monday and Tuesday, and some cooking bacon, and liver for tomorrow, out of the freezer.
I am declaring,
Grocery Budget £155. £148.08 spent, £6.92 left.
If I didn’t include the meal out, there would be £39.92 left.
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PipneyJane said:As predicted, I made it to both MrT’s and to Sainsbugs yesterday. MrT’s had an offer on a packet of 4 small/individual Yeo Valley Greek-style Yoghurts With Honey, £1.75 instead of £2.25 for any of their regular sized tubs (4x100g instead of 1x450g). We’ve already had 3 days of that flavour of yoghurt but, with only £3.70 left in the purse, needs must. The 5p change has gone to the moneybox.
- Pip
Definitely worth reading the labelsSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
@PipneyJane sadly I have to be gf so cant eat bulgar wheat. Great news you feeling well enough to be working for a full wage, you will feel quite flush!
Grocery for Oct hopefully final spend! £188.12 grocery + £0 bulk + junk (sweets/crisps £21.40 + £55.77 abroad grocery so £265.29 in total and no meals out
£22.84 spent in Morries to hit the £60 for a fiver voucher. I did not have to spend the whole £60 as a fellow shopper needed my more card to get reduced price on a bottle of spirits - so I got that £19 spend on my card whilst she saved £7..
£18.24 was on groceries inc some dried beans (still not found pinto beans dried or tinned anywhere but Waitr*se) - really its for next month but also got YS beef mince veg, tomato puree, YS herb pot etc
£2 on sweets (2 for £2 deal) ahead of my cheat day
Plus bought some cleaning stuff that is in a different pot
@Suffolk_lass I believe and save the fiver for Xmas shopping.
Thanks @suffolklass for the honey education
Todays food was a black eyed bean spiced mixture made in the pressure cooker, lots of spices to keep it interesting and the YS peri peri chicken thighs I bought which I cooked in the airfryer - super tasty as pretty spicy and I will use the bones and the spicy oil to make some stock for the freezer. My pressure cooker 6 in 1 (also sautes etc) really comes into its own in the winterDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6 -
@Suffolk_lass - the information about honey and honey-syrup is very enlightening. I suspect I've inadvertently been buying the latter. Thank you.4
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Finishing the month with what appears to be a healthy underspend but actually the last 4 days food/eating out has come from my holiday savings as we are away on a trip. So, I'm going to declare a balanced budget and move the £61 underspend to cover holiday spends. Convoluted but makes sense to me 🤔
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Declaring at £4.68 over. See you on the November thread.Fashion on the Ration 2025 - 1.5 coupons remaining
July Grocery Challenge £115.57 of £250 spent
Declutter 7 things (net) in 2025. Done, now trying to keep it even (5 over at present).2 -
LadyWithAPlan said:@PipneyJane sadly I have to be gf so cant eat bulgar wheat. Great news you feeling well enough to be working for a full wage, you will feel quite flush!Suffolk_lass said:PipneyJane said:As predicted, I made it to both MrT’s and to Sainsbugs yesterday. MrT’s had an offer on a packet of 4 small/individual Yeo Valley Greek-style Yoghurts With Honey, £1.75 instead of £2.25 for any of their regular sized tubs (4x100g instead of 1x450g). We’ve already had 3 days of that flavour of yoghurt but, with only £3.70 left in the purse, needs must. The 5p change has gone to the moneybox.
- Pip
Definitely worth reading the labels
It’s all about living your principles. Where possible, I buy local honey, recycled toilet paper, recycled kitchen towel, free-range eggs, etc. For years, pre-Pandemic, I bought my vegetables directly from the farmer who grew them. (Sadly, the Pandemic put an end to their farm shop. If they ever re-open, I’ll be back in a heartbeat.)
- Pip"Be the type of woman that when you get out of bed in the morning, the devil says 'Oh crap. She's up.'
It ain’t what you do, it’s the way that you do it - that’s what gets results!
2025 Fashion on the Ration Challenge 66 coupons - 25.5 spent.
4 - Thermal Socks from L!dl
4 - 1 pair "combinations" (Merino wool thermal top & leggings)
6 - Ukraine Forever Tartan Ruana wrap
8 - 4 x 100g/450m skeins 3-ply dark green Wool Local yarn
1.5 - sports bra
2 - 100g/220m DK Toft yarn5 -
@PipneyJane I can eat Quinoa, but dont really bother that much. Rice works just as well, though quinoa lovely in a salad.
Hope everyone having a good frugal start to NovDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Evening all,
Just arrived home from our visit to see family. We didn't end up buying the premier inn breakfast because my dear SIL had provided a continental breakfast for us.
We did pay for a lunch out and a few other bits.
Finally Declaring October Spend at £628.16 / £650 better than expected 😊.
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £39,440
MFW 2025 #31 £23,560 / £28,000 OP
MFIT - T7 £23,560 OP
0%CC May 2027- £2,400
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum7
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