Anyway out of this for me?

Need_To_Sort_It

Hiya, my plans for the money i raise will be towards groceries to last me cos I am cut to the bone on food money for the 3 of us. After that if there's any left, PAY THOSE DEBTS lol

angelflower_2

hey there. not stopped by your thread for a couple of days so thought would drop in and see how you are doing?

Need_To_Sort_It

Oh I'm still here chick, fighting the fight, winning some days losing others, you know how it is.

Hows things going for you hun?

Haven't heard any more from any of the creditors - weird.

The biggie will be that mahoosive loan, there's no way they are going to accept £1 a month, its for £22 odd grand debt (haven't got exact figure to hand) and I will long since dead before payment is up, so I reckon the will try and go for a charging order, they'd be mad not too wouldn't they?

fc123

HI!! Hope things are ticking over...one can get a low after the initial "getting to grips with everything" moment!!!
Hope the CSA ££££ came through too!

I would just like to say that, though our lives are v.different in circumstance, the feelings are the same. Debt etc is just the most soul destroying thing.

But with your course, you can have great hair...best DFW hair in wales!!!:D

DisillusionedAnna

Another quick hello from me again,
Ive scoffed some chicken I got from Asda at half nine for 30p the ready cooked hot and spicy bits and it was hot as well, was deeelishussss
and some wine from Lidl mmmmmmmmmm hic hic all in all a good scoff for next to nowt.
Reality tommorow am going to kick down the docs door well be positive when i enter I mean and demand a referral to the CMHT am fed up of being fobbed off with Beta Blockers and anti depressants.
Im just about to do the offer of a £1 of all my debts too, should be interesting, man at CAB thinks they will accept, Im not so sure though still its worth a try, if not then its Bankruptcey and they get nowt.
Keep plugging on like I am we might just get where were gong havea good day tommorow
Anna

angelflower_2

ive not heard from my creditors yet either re payment plans. Wonder if they have just been swamped after christmas. Wouldnt worry about charging order just yet....got one hanging over me too but i suppose its not really a bad thing, just means if you sell you have to pay debt back before taking any profit.

What you up to this weekend?

Need_To_Sort_It

fc123 wrote: »

HI!! Hope things are ticking over...one can get a low after the initial "getting to grips with everything" moment!!!
Hope the CSA ££££ came through too!

I would just like to say that, though our lives are v.different in circumstance, the feelings are the same. Debt etc is just the most soul destroying thing.

But with your course, you can have great hair...best DFW hair in wales!!!:D

Hiya FC, no nowt from CSA but I have 'written it off' in my mind and have cut my cloth accordingly - my MP is on the case but its government init? I still ring the debt enforcement chap every other day, I bet he rues the day he gave me his name and extension number lol - it costs me nothing to ring so I will carry on doing so. He just keeps being told the money has been sent by employer, but they have to give the employer x amount of warnings etc - I dunno, I will wait to see what my MP says!

Yes free haircuts and colours is a darn good perk of the course

Need_To_Sort_It

DisillusionedAnna wrote: »

Another quick hello from me again,
Ive scoffed some chicken I got from Asda at half nine for 30p the ready cooked hot and spicy bits and it was hot as well, was deeelishussss
and some wine from Lidl mmmmmmmmmm hic hic all in all a good scoff for next to nowt.
Reality tommorow am going to kick down the docs door well be positive when i enter I mean and demand a referral to the CMHT am fed up of being fobbed off with Beta Blockers and anti depressants.
Im just about to do the offer of a £1 of all my debts too, should be interesting, man at CAB thinks they will accept, Im not so sure though still its worth a try, if not then its Bankruptcey and they get nowt.
Keep plugging on like I am we might just get where were gong havea good day tommorow
Anna

Lol at the scoffing, there's nothing like a bargain is there!

Talking of bargains, I got a load of reduced stuff at Tesco today, went to Lidl first but to be honest there were only 2 items that were cheaper than tescos own they were sugar and yougurt.

Tesco has got loads of stuff half price right now. :T:T

Need_To_Sort_It

angelflower wrote: »

ive not heard from my creditors yet either re payment plans. Wonder if they have just been swamped after christmas. Wouldnt worry about charging order just yet....got one hanging over me too but i suppose its not really a bad thing, just means if you sell you have to pay debt back before taking any profit.

What you up to this weekend?

I had 2 more letters today saying £1 is fine as long as i pay, so that's another 2 off my list - 3 accepted, 1 refusal - 7 to get back to me

lilmoi1985lm

Hi there thanks for your post in my diary i thought i'd come along and read through yours and see if i can help in anyway - never much help really! but i'll keep popping back x hope everything workd out for you