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IA's Debt/Life/Little bit of Everything Diary...

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  • beanielou
    beanielou Posts: 95,551 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Mine was most likely playing all sorts he shouldent at that age too!!
    How we are going to be organised for school tomorrow I dont know:eek: :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mmm nice if that your sort of thing :rotfl:
  • What a crap night. K woke up screaming at 11.30... then 1.30....cue 2 lots of controlled crying which did sort her out within 15 mins BUT then I woke up at 4.30 and couldn't get back to sleep!! :wall: Gaaaah..
    Ste's at the hospital as we speak having a check up on his elbow.. and after that we're going to have a look round Ashli's potential new nursery for her funded sessions.. :D
    Will update when we get back with how it went :D
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • lol I just asked Ash if she wanted to go see her school and she got really exciting saying 'yea! School! Slide? Yea!'....
    nutter..
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Hi Sar!!!
    How are you? I've been sooooooooooooooo busy...
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Hi Sar!!!
    How are you? I've been sooooooooooooooo busy...
    Was wondering where you'd been missy!!!! How's things in bunnyland?
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Ashli LOVED the nursery.. she didn't want to leave and went walking off with one of the nursery nurses saying 'byeee mummy, byeee daddy..' within 5 mins of us being there!Then she only wanted the nursery manager to help her down the stairs... Little monkey... needless to say I don't think she'll have a problem settling in! :rotfl: Bless her she was really excited about 'Ashli's school' and didn't want to leave...
    I definately think she'd be really happy there and they've got an 'outstanding' Ofsted report... so Jjst trying to figure out what days etc to have as we have the option of paying extra for full morning/afternoon sessions or full days.. otherwise the free sessions are 9.30-12 or 1-3.30... having to see what we can afford.. I think until we've paid the tv off we'll go with just the free sessions... and then once it's paid off up her to 2 full days and a free session every week which would be about £130 a month but would get her into a nice routine ready for school...
    hmmmm...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Spendless
    Spendless Posts: 24,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Is this where she'll go till she goes to f-time school IA? Or does the school she'll attend have a nursery attached? I'd be tempted to go with the free sessions till Sept when you'll know where you are with paying off tv etc and then make a decision then.
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    Remember if you pay for any extra time you will get extra Tax credits too, childcare element usually covers about 70% in my experience.... I know you might not be working at these times but you can still claim, tax credits do not ask what hours you work in relation to the childcare, only how many hours you work per week.

    Personally i'd go for afternoons in any case, more time at home to wake up, get girls ready and less rushing about. (dare i say time to update the diary/start the daily chat thread etc!)

    Plus they are tired when the come home, eat tea, go to bed, rather than coming home at lunchtime and eating lunch then needing a nap and not sleeping at night...

    all worth considering.
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Spendless wrote: »
    Is this where she'll go till she goes to f-time school IA? Or does the school she'll attend have a nursery attached? I'd be tempted to go with the free sessions till Sept when you'll know where you are with paying off tv etc and then make a decision then.
    The school she'll be going to is only round the corner and is part of the same nursery group.. but apparently they only have 3 staff and a 'good' ofsted report... this other nursery is better but it's further away so I'm not sure.. Definately going to go with the free sessions til we've paid off the tv I think...
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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