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IA's Debt/Life/Little bit of Everything Diary...

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Comments

  • bandraoi
    bandraoi Posts: 1,261 Forumite
    Well the TV is at 0% til Oct '09 so to be honest that's not a priority
    You found out before that you could overpay the car loan didn't you?
    If that's the case I would stick all the money against that.

    If you can't, you say you need £3500 to pay off the whole lot in October.
    That's 9 months away - £316.77*9 is £2850.91.
    To have £3500 by October you need to £388 per month, or an additional £72 a month. Or it should be possible to get a loan for £650 to cover the difference at the end of the car loan.

    So if you can't overpay it's time to find yourself an ISA and start saving.
    If you can overpay then I'd change the car standing order to say £200 extra and get on with enjoying your life.
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Any news from the hospital yet hun? I am hoping and praying everything will be okay.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Hi.. SIL called at about 7.30 to say that he was still in theatre but she'd call when she knew more.. still waiting for news.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    The waiting must be awful - nothing much I can say really but my thoughts are with you.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Snaggles wrote: »
    The waiting must be awful - nothing much I can say really but my thoughts are with you.
    Thanks hun... he's been in theatre since earlier this afternoon so we should hear something soon.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thinking of you & Ste Sar hope you hear soon. XX
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • jacs76
    jacs76 Posts: 2,140 Forumite
    checking in as promised joining you all in the waiting room with my fingers crossed for you all lots of love to you and your family xx
  • SIL has just called. He's out from the OP and sedated in intensive care on a ventilator. Hopefully Ste's going to go up and see him tomorrow when they start weaning him off the drugs.
    At least the worst parts over..!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • jacs76
    jacs76 Posts: 2,140 Forumite
    thank god thanks for letting us know xx
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Oh thank goodness. Hope he has a speedy recovery.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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