IA's Debt/Life/Little bit of Everything Diary...

immoral_angeluk

Snaggles wrote: »

4 x 22,500 = 90,000
1.5 x 16,000 = 24,000
= £114,000

.

I'm confused as to what that means?

Snaggles

immoral_angeluk wrote: »

I'm confused as to what that means?

Oh crap, sorry, I forgot I was going to type an explanation of that - hang on a sec! I will edit it.

Ellidee

Morning Sar & Snags fab post Snags. Re last nights prog - lying in bed last night I suddenly remembered the intro to that face cream segment seemed rather long. They should have cut that instead of Sar & Ste :mad: .

Snaggles

Have a look now - does it make sense? If not I will have another go..

barnaby-bear

immoral_angeluk wrote: »

I'm confused as to what that means?

I think she's saying in a couple of years when kids at school (house prices being static if not dipping will be about the same so assuming a £120k house)
You'd be able to save on past form a £6k deposit by then
Ste's salary could have gone up a bit a to around £22k if he gets a promotion or something.
And she's assuming you'll have a job of around £16k and then applied a mortgage formula of
4xmain salary plus 1.5xwifey salary.....

Actually you don't meet the standard lending criteria well because your budget is better than most peoples which means you'd find it easier to save a larger deposit and you also have the virtue of a stable social tenure with reasonable rent.

immoral_angeluk

That's great thanks guys.

postingalwaysposting

so not long untill the whitebord now known as the debt board becomes the saving for a house board :j way to go sarah

immoral_angeluk

Because of the film last night.. I've now had 2 messages through ebay from people asking for tips and if I can help... seems they showed by username when I was in the film on the ebay page. Funny how things work out!

(Land_of)_Maz

Martin has just replied to you on the other board.... i think you've got another minion there IA!

BTW, i think you came across really well.... a bit posh speaking too!

Did you specifically ask for a floor shot since you'd had the rug doctor in?!

I think a follow up in 6 months would be excellent. Maybe This morning or someone would take you on a do a more in depth clip... Keren, get the PR machine cranked up!!!!

I hope the programme is getting new viewers as it's pointless preaching to the converted, the format is fast and as someone says hard to keep up even if you know the lingo.... something they acknowledge so that's good.

(Land_of)_Maz

immoral_angeluk wrote: »

Because of the film last night.. I've now had 2 messages through ebay from people asking for tips and if I can help... seems they showed by username when I was in the film on the ebay page. Funny how things work out!

I did notice that and thought that was a bit dodgy.... but your Ebay earnings are impressive!