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What is the best way to buy in Holland .. day trip only

WLM21
WLM21 Posts: 1,615 Forumite
Part of the Furniture 500 Posts Combo Breaker
edited 3 September 2024 at 2:20PM in Flights, currency & car hire
My daughter and her friend have just booked a day trip to Amsterdam from Newcastle.

They'll have only a few hours in the city, but will need to buy some food no doubt and maybe a few other odds 'n ends.

What is the best way to do this ?

She has a UK bank debit card (HSBC)

I happened to pass my local Post Office and saw an advert. about their 'Travel Money Card' .. would this be suitable, or is it not worth it for such a short trip

thank you
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Comments

  • daveyjp
    daveyjp Posts: 13,646 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Either change a few quid for euros, or open a Starling account.  Should take minutes if she already has a current account and she can spend abroad with no foreign exchange charges.  Travel money cards are an expensive option.
  • RAS
    RAS Posts: 35,854 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A lot of things in the Netherlands are card only. Where is she landing?
    If you've have not made a mistake, you've made nothing
  • WLM21
    WLM21 Posts: 1,615 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    RAS said:
    Where is she landing?
    Travelling by ship from Newcastle
  • WLM21
    WLM21 Posts: 1,615 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    daveyjp said:
    Either change a few quid for euros, or open a Starling account.  Should take minutes if she already has a current account and she can spend abroad with no foreign exchange charges.  Travel money cards are an expensive option.
    Thanks .. I had never heard of Starling
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    WLM21 said:
    I happened to pass my local Post Office and saw an advert. about their 'Travel Money Card' .. would this be suitable, or is it not worth it for such a short trip
    Certainly not worth it, trip long or short. Even with its fees, using the HSBC debit card would likely cost less overall and certainly much simpler. The smart way would be a Starling Bank account or similar, as mentioned.

    Evolution, not revolution
  • Neil49
    Neil49 Posts: 3,368 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    WLM21 said:
    daveyjp said:
    Either change a few quid for euros, or open a Starling account.  Should take minutes if she already has a current account and she can spend abroad with no foreign exchange charges.  Travel money cards are an expensive option.
    Thanks .. I had never heard of Starling
    Starling is the way to go. It's my default for use in the UK as well. 

    https://www.starlingbank.com/
  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 2 September 2024 at 9:34PM
    WLM21 said:
    My daughter and her friend have just booked a day trip to Amsterdam from Newcastle.


    A very long day !  Might as well book a cheap hotel for a night. To make all that time travelling worthwhile. 
  • MSE_James
    MSE_James Posts: 1,702 Community Admin
    1,000 Posts Fourth Anniversary Cashback Cashier Newshound!
    Be aware that the Netherlands is a bit of an outlier when it comes to payment cards because they have their own system called iDEAL (apparently now on the way out) - outside of prime Amsterdam tourist areas, you'll find even some chain supermarkets don't take Visa/Mastercard. 
    Official MSE Forum Team member.
    Please report all problem posts to forumteam@moneysavingexpert.com
  • Doshwaster
    Doshwaster Posts: 6,350 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 September 2024 at 9:44AM
    HSBC debit card isn't one of the worst High Street bank cards. Overseas spending is charged at 2.75% which may not be too bad if only there for one day. Spend £200 in and it's a fiver in fees.

    However, for regular travellers it's certainly worth getting a specialist overseas card such as Starling, Revolut etc. 

    Most things in the Netherlands, especially in tourist areas, will be card only so you could probably survive without any Euros in cash
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