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Paragon query/ advice if poss !
Comments
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Good point, they are both jointly and severely liable for the debt, if Paragon say they are writing off the balance, that should apply to both debtors, but as with anything, the devil is in the detail, she will have to confirm that is the case with Paragon.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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It would really have been wisest not to have spoken to her. Given how long they've been apart and divorced, they do seem to be very much enmeshed in each other's lives?
No, it won't apply to her. It's not about "fair," it's about them judging her personal circumstances and those have nothing to do with his personal circumstances, or vice versa.If you've have not made a mistake, you've made nothing0 -
They have to be in each others lives at the moment as they have kids. Once the youngest turns 18 they won’t need to be buy there is still a few years to go on that .RAS said:It would really have been wisest not to have spoken to her. Given how long they've been apart and divorced, they do seem to be very much enmeshed in each other's lives?
No, it won't apply to her. It's not about "fair," it's about them judging her personal circumstances and those have nothing to do with his personal circumstances, or vice versa.He was trying to be kind to her by telling her. Thought we was doing the right thing .0 -
The letter says ‘ we are writing off your outstanding account balance.sourcrates said:Good point, they are both jointly and severely liable for the debt, if Paragon say they are writing off the balance, that should apply to both debtors, but as with anything, the devil is in the detail, she will have to confirm that is the case with Paragon.Following a review of your account , we wanted to let you know that we have decided to ‘write off’ your remaining account balance (amount owed) .We have made this decision based on the information we have about your account history and your circumstances. We hope you’ll be pleased with our decision.We will close your account and no longer expect you to make any further payments ‘0
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