Paragon query/ advice if poss !

sourcrates

Good point, they are both jointly and severely liable for the debt, if Paragon say they are writing off the balance, that should apply to both debtors, but as with anything, the devil is in the detail, she will have  to confirm that is the case with Paragon.

RAS

It would really have been wisest not to have spoken to her. Given how long they've been apart and divorced, they do seem to be very much enmeshed in each other's lives?

No, it won't apply to her. It's not about "fair," it's about them judging her personal circumstances and those have nothing to do with his personal circumstances, or vice versa.

Pinky85

RAS said:

It would really have been wisest not to have spoken to her. Given how long they've been apart and divorced, they do seem to be very much enmeshed in each other's lives?

No, it won't apply to her. It's not about "fair," it's about them judging her personal circumstances and those have nothing to do with his personal circumstances, or vice versa.

They have to be in each others lives at the moment as they have kids. Once the youngest turns 18 they won’t need to be buy there is still a few years to go on that . 

He was trying to be kind to her by telling her. Thought we was doing the right thing . 

Pinky85

sourcrates said:

Good point, they are both jointly and severely liable for the debt, if Paragon say they are writing off the balance, that should apply to both debtors, but as with anything, the devil is in the detail, she will have  to confirm that is the case with Paragon.

The letter says ‘ we are writing off your outstanding account balance. 

Following a review of your account , we wanted to let you know that we have decided to ‘write off’ your remaining account balance (amount owed) . 

We have made this decision based on the information we have about your account history and your circumstances. We hope you’ll be pleased with our decision. 

We will close your account and no longer expect you to make any further payments ‘