Our first UC payment is way off what we got on IS?

ancojo2

We are being migrated over to UC from IS and we just received our payment schedule and the total is nearly £400 less than what we were getting on IS? We are also waiting for the the UC50 decision, the form was sent back 2 weeks ago.

The figures are below:-

IS

£196.30 week
£10,207.60 year
£850.63 month

No rent to pay as it was paid direct to landlord

UC
£617.6 couple
£478.04 rent
£198.31 carer

£1293.95 month

- £354.90 carers allowance
£939.05 month WITH rent to pay =

£461.01 month?

Can someone please explain how this is even remotely correct as we are now £389.62 a month worse off?

Thanks in advance

I think they have forgot to add the transitional protection payment, I've sent them a message and this seems to be the case.

peteuk

ancojo2 said:

Can someone please explain how this is even remotely correct as we are now £389.62 a month worse off?

For anyone to assist you further they will need a full breakdown of your UC payment and more info on your circumstances.

marcia_

I did that, messaged them re tp and missed elements and they changed it within 2 days

ancojo2

peteuk said:

ancojo2 said:

Can someone please explain how this is even remotely correct as we are now £389.62 a month worse off?

For anyone to assist you further they will need a full breakdown of your UC payment and more info on your circumstances.

No sure how much more I can add Pete? They already replied saying TP hasn't been calculated yet? More like they didn't do it until I told them it was wrong as why else would they send a payment schedule?

Spoonie_Turtle

ancojo2 said:

We are also waiting for the the UC50 decision, the form was sent back 2 weeks ago.

Just FYI there almost certainly won't be a decision until the person has had an assessment (like for PIP).  The waiting times don't seem to be as long as for PIP though.

NedS

ancojo2 said:

We are being migrated over to UC from IS and we just received our payment schedule and the total is nearly £400 less than what we were getting on IS? We are also waiting for the the UC50 decision, the form was sent back 2 weeks ago.

The figures are below:-

IS

£196.30 week
£10,207.60 year
£850.63 month

No rent to pay as it was paid direct to landlord

UC
£617.6 couple
£478.04 rent
£198.31 carer

£1293.95 month

- £354.90 carers allowance
£939.05 month WITH rent to pay =

£461.01 month?

Can someone please explain how this is even remotely correct as we are now £389.62 a month worse off?

Thanks in advance

I think they have forgot to add the transitional portection payment, I've sent them a message and this seems to be the case.

Why are you deducting £354.90 Carers Allowance? You have received this amount from Carers Allowance, right?

To simplify things, you can ignore the rent as this should be the same under both UC and HB, and you can ignore the Carers Allowance as they pay it to you and then deduct it back off your UC. So the real comparison is what you got under IS (£850/month) against your Couple and Carer entitlements on UC (£617.60 = £198.31 = £815.91). So you are potentially £34.72 worse off which should be covered by Transitional Protection (which appears to be missing on your first payment).

ancojo2

NedS said:

ancojo2 said:

We are being migrated over to UC from IS and we just received our payment schedule and the total is nearly £400 less than what we were getting on IS? We are also waiting for the the UC50 decision, the form was sent back 2 weeks ago.

The figures are below:-

IS

£196.30 week
£10,207.60 year
£850.63 month

No rent to pay as it was paid direct to landlord

UC
£617.6 couple
£478.04 rent
£198.31 carer

£1293.95 month

- £354.90 carers allowance
£939.05 month WITH rent to pay =

£461.01 month?

Can someone please explain how this is even remotely correct as we are now £389.62 a month worse off?

Thanks in advance

I think they have forgot to add the transitional portection payment, I've sent them a message and this seems to be the case.

Why are you deducting £354.90 Carers Allowance? You have received this amount from Carers Allowance, right?

To simplify things, you can ignore the rent as this should be the same under both UC and HB, and you can ignore the Carers Allowance as they pay it to you and then deduct it back off your UC. So the real comparison is what you got under IS (£850/month) against your Couple and Carer entitlements on UC (£617.60 = £198.31 = £815.91). So you are potentially £34.72 worse off which should be covered by Transitional Protection (which appears to be missing on your first payment).

If this was the case then we would still be alot worse off per month as we got £850 IS + £350 CA = £1200 monthly, with UC we stand to get as mentioned above £460 per month + £350 CA = £910 monthly

These figure are rounded and ignore the rent.

Thanks for reply

Alice_Holt

ancojo2 said:

NedS said:

ancojo2 said:

We are being migrated over to UC from IS and we just received our payment schedule and the total is nearly £400 less than what we were getting on IS? We are also waiting for the the UC50 decision, the form was sent back 2 weeks ago.

The figures are below:-

IS

£196.30 week
£10,207.60 year
£850.63 month

No rent to pay as it was paid direct to landlord

UC
£617.6 couple
£478.04 rent
£198.31 carer

£1293.95 month

- £354.90 carers allowance
£939.05 month WITH rent to pay =

£461.01 month?

Can someone please explain how this is even remotely correct as we are now £389.62 a month worse off?

Thanks in advance

I think they have forgot to add the transitional portection payment, I've sent them a message and this seems to be the case.

Why are you deducting £354.90 Carers Allowance? You have received this amount from Carers Allowance, right?

To simplify things, you can ignore the rent as this should be the same under both UC and HB, and you can ignore the Carers Allowance as they pay it to you and then deduct it back off your UC. So the real comparison is what you got under IS (£850/month) against your Couple and Carer entitlements on UC (£617.60 = £198.31 = £815.91). So you are potentially £34.72 worse off which should be covered by Transitional Protection (which appears to be missing on your first payment).

If this was the case then we would still be alot worse off per month as we got £850 IS + £350 CA = £1200 monthly, with UC we stand to get as mentioned above £460 per month + £350 CA = £910 monthly

These figure are rounded and ignore the rent.

        Do you have a breakdown of the £196.30 IS you were receiving a week?

        i.e   Over 18 couple rate..... £142.25 ?  
       
          Does the breakdown include any premiums such as a Carer Premium     

ancojo2

Alice_Holt said:

ancojo2 said:

NedS said:

ancojo2 said:

We are being migrated over to UC from IS and we just received our payment schedule and the total is nearly £400 less than what we were getting on IS? We are also waiting for the the UC50 decision, the form was sent back 2 weeks ago.

The figures are below:-

IS

£196.30 week
£10,207.60 year
£850.63 month

No rent to pay as it was paid direct to landlord

UC
£617.6 couple
£478.04 rent
£198.31 carer

£1293.95 month

- £354.90 carers allowance
£939.05 month WITH rent to pay =

£461.01 month?

Can someone please explain how this is even remotely correct as we are now £389.62 a month worse off?

Thanks in advance

I think they have forgot to add the transitional portection payment, I've sent them a message and this seems to be the case.

Why are you deducting £354.90 Carers Allowance? You have received this amount from Carers Allowance, right?

To simplify things, you can ignore the rent as this should be the same under both UC and HB, and you can ignore the Carers Allowance as they pay it to you and then deduct it back off your UC. So the real comparison is what you got under IS (£850/month) against your Couple and Carer entitlements on UC (£617.60 = £198.31 = £815.91). So you are potentially £34.72 worse off which should be covered by Transitional Protection (which appears to be missing on your first payment).

If this was the case then we would still be alot worse off per month as we got £850 IS + £350 CA = £1200 monthly, with UC we stand to get as mentioned above £460 per month + £350 CA = £910 monthly

These figure are rounded and ignore the rent.

        Do you have a breakdown of the £196.30 IS you were receiving a week?

        i.e   Over 18 couple rate..... £142.25 ?  
       
          Does the breakdown include any premiums such as a Carer Premium     

I dont have a breakdown but can confirm it did include premiums due to my partner being on enhanced rates of pip for both living & mobility if thats helps?

I just dont understand how this all works as you are told that the transitional payment will make up the shortfall of legacy benefits so surely its a case of looking at our legacy benefit totals and then adding the difference needed to make up the shortfall to the UC claim so the amounts are the same no matter what was included in the legacy claims or whats the point in saying when you are migrated you wont be worse off?

Thanks

poppy12345

I've seen it many times on here and it's not unusual for the TP to be calculated after your first payment. 

Newcad

It does seem that with quite a lot of Managed Migrations the Transitional Element, (and any Child Element), have not been calculated. (verified in the case of the Child Element), before the first UC payment becomes due.

Of course that is not ideal, shouldn't be happeming as often as it is, and leads to confusion when the first UC payment is not as much as expected.

Consider the alternative though:
The DWP could simply say they were not going to pay anything until it's all been calculated (verified).
Nobody would want to see that happening.