Toyota Finance - silence so far

Using the excellent MSE tool. I contacted Toyota via email ( commissioncomplaints@toyota-fs.com) 
Initially, I couldn’t find my agreement number, but went ahead as I had a finance date and dealership name.
About a week after sending this email to Toyota, I then found the agreement number and wrote another email to them. I also decided to write to them, which I did using recorded delivery to the address on their website. I’m well past the 28 day deadline now with no response at all not even an acknowledgment
Has anyone else here had the ‘silent treatment’ from Toyota?

In contrast, Close Brothers acknowledged my email within a couple of days and confirmed I did have a DCA and that my complaint was logged!

With the ‘push back’ to May 2025, I guess some firms are needing time to work through potential claims? 

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 17,149 Forumite
    10,000 Posts Second Anniversary Name Dropper
    With the ‘push back’ to May 2025, I guess some firms are needing time to work through potential claims? 
    May 2025 is for the FCA's decision, the time limit for companies to respond has been pushed back to December 2025. 
  • Nasqueron
    Nasqueron Posts: 10,409 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Firms don't need time, many of them are not even working on them, just chucking in a pile. Remember that DCA was not banned when this finance was taken out, the FCA have yet to decide what, if any, money is due - they may yet say nothing should be paid, or a calculation based on the difference of rates. As such unless they know for certain that a) you had DCA and b) it was negative (as it could be either neutral - it was available but not used; or positive - your rate was lowered not raised) there isn't much point them doing anything.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • I am also in the same boat. Sent my claim to Toyota on the 6/6/24 and still haven’t heard anything not even an acknowledgment email. 

    Will this still be looked at? Or do we just keep sending emails? Is there another way to get their attention?

    just want to know that something is being processed or looked into. We should be given a time frame on their half to know what’s happening  
  • dunstonh
    dunstonh Posts: 119,100 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    snapconey said:
    I am also in the same boat. Sent my claim to Toyota on the 6/6/24 and still haven’t heard anything not even an acknowledgment email. 

    Will this still be looked at? Or do we just keep sending emails? Is there another way to get their attention?

    just want to know that something is being processed or looked into. We should be given a time frame on their half to know what’s happening  
    answered on your duplicate post.   Please do not duplicate posts in future as its wastes peoples time. (a bit like sending in repeated emails).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Got an email from TFS yesterday saying that they cannot find any record of me owning vehicles with them and asking me to prove it with various documents (no details of how to forward these in the email)! Well I’ve owned about 4 Toyotas through them and currently have one now so I’m guessing I should be concerned about GDPR as well!
  • Nasqueron
    Nasqueron Posts: 10,409 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Got an email from TFS yesterday saying that they cannot find any record of me owning vehicles with them and asking me to prove it with various documents (no details of how to forward these in the email)! Well I’ve owned about 4 Toyotas through them and currently have one now so I’m guessing I should be concerned about GDPR as well!
    Why would you be concerned about GDPR? If they have no record of you as their records were deleted when no longer needed, they are following GDPR to the letter.

    If you have documents that support your case, scan them and email them as a PDF, you can get scanner apps for smartphones if you don't have access to one

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • dunstonh
    dunstonh Posts: 119,100 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    (no details of how to forward these in the email)!
    You wouldn't expect them to explain to you have to put attachments in an email.   You can use google for that if you don't know how to use emails.

    Well I’ve owned about 4 Toyotas through them and currently have one now so I’m guessing I should be concerned about GDPR as well!
    Chances are a couple of those vehicles at least have dropped off the systems due to GDPR.   

    They are getting inundated with spurious requests as well as genuine ones and chances are the person that checked it has thousands to go through and is spending little time on ones that they cannot find.  A mistype could easily give a "not found" reply to them.   So, just give them what they need as proof and they will look again.



    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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