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Awesome August's No-Spend Days Challenge!

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Comments

  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD Friday. Doing well purely because we need to save money and everything I buy will have to be moved later so concentrating on decluttering instead 
  • SecondStar
    SecondStar Posts: 663 Forumite
    500 Posts Third Anniversary Name Dropper
    7 NSDs so far :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £1,400 / £2,100
  • cathybird
    cathybird Posts: 16,023 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 August 2024 at 1:49PM
    August NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image

    August targets


    AppleADay2024 10
    AuntieL 3/15  image 
    beanielou 9/19  image  image
    Caeraugirl 1/10  image 

    cathybird 10
    Crazycatlady2 5/20  image  image 
    Doris17 6/12  image  image 

    Geriatricmum
    HotDog2020 4/15  image 
    ilovetea 6/20   image  image 
    KajiKita 9/18  image  image
    laura lau 7/18   image  image
    laurenh 2/18  image 

    leftatthetrafficlights 24
    LittleMissDetermined 6/18   image  image 
    Makingabobor2 4/15  image 
    MoneyFreedom24 5/15  image  image 

    Mrs Cautious
    Rupacomp 5/12  image  image 

    Saver-upper
    SecondStar 7/16  image  image 
    short bird 7/22   image  image 
    Worlds Worst Superhero 7/20  image  image




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 16,023 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HotDog2020 said:
    I am aiming for one today - I have an MOT today to pay for - can I count that as essential plus any work that needs doing please? 
    @HotDog2020 if it was me I'd exclude the MOT but I think I would count any work that needed doing. Don't necessarily go by what I do though. You can mount an argument for work on the car being a necessity because everyone has to get from A to B. xx :smile:
  • cathybird
    cathybird Posts: 16,023 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    August results updated here :):)
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 7, have a good weekend, all.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • AuntieL
    AuntieL Posts: 455 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #3 today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    December 2025 NSD Challenge 1/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £93,038.66 (10years 5months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = /£1000
  • HotDog2020
    HotDog2020 Posts: 593 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 10 August 2024 at 12:28PM
    cathybird said:
    HotDog2020 said:
    I am aiming for one today - I have an MOT today to pay for - can I count that as essential plus any work that needs doing please? 
    @HotDog2020 if it was me I'd exclude the MOT but I think I would count any work that needed doing. Don't necessarily go by what I do though. You can mount an argument for work on the car being a necessity because everyone has to get from A to B. xx :smile:
    Thanks @cathybird No work was needed so the point is moot! One MOT Passed, I'll let you know later if I spend (besides MOT), but hopefully not. Thank you for confirming this. 
  • KajiKita
    KajiKita Posts: 8,970 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not an NSD here - bakery stall in local outdoor market - treated myself to a slice of quiche and both of us to pieces of cake! 😊 Might also have found some useful and hard to find plants at country market 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
    Fixed rate 3.85% ends October 2030

    Read 77 books of target 52 in 2025, as @ 13th December 
    Produce tracker: £447 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,023 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 August 2024 at 1:48PM
    HotDog2020 said:
    No work was needed so the point is moot!
    @HotDog2020 that's great news, yay that your car passed! xx

    KajiKita said:
    Not an NSD here - bakery stall in local outdoor market - treated myself to a slice of quiche and both of us to pieces of cake! 😊 Might also have found some useful and hard to find plants at country market 😊
    @KajiKita sounds like a really lovely way to spend the day xx :)
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