Divorce debt be gone!

beanielou

Good news.

doingitanyway

https://forums.moneysavingexpert.com/discussion/comment/81884347#Comment_81884347

And it is now 'no time' and you are back under 10k as expected 😉

biggerpickle

It comes to something when the most exciting MSE thing on the go is to have washing drying on the line - not that I have a tumble drier! Having all radiator space from laundry now freed up means I've turned off one radiator now and it's not even the end of February. It helps that I have a covered balcony which gets a decent breeze as well as afternoon sun and am blatantly ignoring the archaic "no laundry visible" estate rule!

Other MSE things not so stellar as has a half term museum & lunch trip in town / social few days so £115 used from service charge savings. Payday this week will replenish some of that as well get rid of another chunk of debt, still hovering under £10k though. Next barrier is the £9k one, maybe April payday?

DP and I decided on a camping weekend early summer as well as festival weekend - pItchup identified a site with a pool and sauna so a bit of a step up from just a field, checking shows the same price as booking direct so I'll pay the deposit this week so I can get a pitch request in for his mobility, he won't request it as "plenty others are worse" (he does have a blue badge and would almost certainly qualify for the PIP mobility element but won't apply). I predict horrific rainstorms in the south west end of June now!

In minor money good stuff, I noticed last week that my mortgage has gone under the next £10k which was an inadvertent milestone achieved, most of this is obviously the normal payment but I do overpay by just under 3% of the monthly payment each month to round it nearest £50, and in dull-as trivia this must help my daily interest going down by ~5p a month.

beanielou

What’s his thoughts on not applying for the mobility component? Always a little bit extra in the pot?

biggerpickle

https://forums.moneysavingexpert.com/discussion/comment/81896462#Comment_81896462

To quote him (it came up in text chat just last week) " the welfare bill is rising and I don’t need that benefit now. If I claimed it, I’d end up paying through tax increases". It took him several months to come round to the idea of applying for a blue badge and seldom uses it.

Ccomedy email of the day - an overseas school trip for teen#1, £3.4k. Am hoping exh doesn't want him to go, there's no way I can find an acceptable share of that.

beanielou

Blimey. £3.4k for school trip. Away to lie in a darkened room.

biggerpickle

Payday comes round again and feeling more optimistic about staying on track for a few months, helps that February is a short month and March is a double child benefit month. Assorted debts paid off / down and deposit paid for camping.

Sitting here wfh and I think it might be time for a new desk chair - this one was an "argh, every where is out of stock, it'll have to do" just about 6 years ago when wfh abruptly kicked in for so many of us. Since I've moved my desk is now in the corner of the lounge so will spend sometime looking for a more attractive one.

Edit to add: for the first time in this diary, all my debt is faceless credit companies, and doesn't have bits to other people / school / underpaid bills etc, it's still debt but feels better somehow, don't ask me on the logic 😂

biggerpickle

Wow!!!
I think I mentioned sorting my pensions out a while ago and I'd completely forgotten that the new provider had an introductory offer - pay in £10k (or in my case transfer as didn't have £10k cash, that'd have been nice!) and get a 200 quid JL voucher which landed today. Teenmonsters seem to think it should go towards a PS5, I suggested towards a dishwasher! Can you use an integrated dishwasher freestanding while you wait for a new kitchen do you think?

Though there is a bit of me thinks it would be lovely to go clothes shopping there instead of my usual supermarket / chazzas.

vampirotoothus

Hi, yes you can you it stand alone. The thing that will make it integrated is that the kitchen door will eventually go on the front of it, so that it looks like a cupboard. V x

biggerpickle

Chatting to a sports Dad on the sidelines of teenmonster#2 match on Sunday and he's got a plumber mate so am getting a quote for installing a dishwasher (need a supply pipe extension from washing machine pipe and the mess of wastes under kitchen sink sorting) - warned him it might degenerate to a quote for full kitchen installation! I need 9 base units, new sink, taps & worktop, I had to replace the decrepit oven and hob when I moved here, I know affording it would be stretch but at least if I know the ballpark cost I can plan for it.

Looking at moneys this morning and thinking making it to the end of the pay month is looking OK, anything I have left above zero on 24th will get slung at a credit card, probably H/fax.