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Divorce debt be gone!
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And another potential car bill .... 3 points or spend 100 quid on a speed awareness course? Need to do some serious meal planning for a couple of weeks to pay for that.
Actually considering the years I've been driving and the number of times I've no doubt gone over limit, probably lucky I've not been caught before.July 2024 £12,150 Sept 2025 B/Card £6,235, Virgin £3,000, Klarna £512, Sports Trip £223, Halifax £251 Total £10,2210 -
It never rains but it pours hey. I found the awareness course I did quite informative (and I think the fine was payable whether you did the course or took the points) but frustrating when that 100 quid could have gone elsewhere.LBM Oct 24
Start Nov/Dec 24 £39 564
July 25 £34 531
Aug 25 £33 866.83
Sept 25 £33 005.93
After Windfall Sept owed £18650.90
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes1 -
Oh is it 3 points + fine, might as well do the course then!
Annoyingly, had just agreed with DP to do our first "blended family" trip away at half term too so some serious penny pinching now to pull both of those off. I can't back out on that trip because of my stupidity!July 2024 £12,150 Sept 2025 B/Card £6,235, Virgin £3,000, Klarna £512, Sports Trip £223, Halifax £251 Total £10,2210 -
Just double check the letter - mine was a few years ago now (one of the bonuses of having my car playing up is that I very much pootle along these days 😂)LBM Oct 24
Start Nov/Dec 24 £39 564
July 25 £34 531
Aug 25 £33 866.83
Sept 25 £33 005.93
After Windfall Sept owed £18650.90
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes1 -
Have reluctantly withdrawn £500 from my premium bond account (stashed from years ago) to help with car MOT & service cost, speeding fine and contribution towards half term break with DP and all 4 of our teenmonsters. Handily get paid the day we go so can do the half tonne food shop that morning!July 2024 £12,150 Sept 2025 B/Card £6,235, Virgin £3,000, Klarna £512, Sports Trip £223, Halifax £251 Total £10,2210
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Half tonne food shop 😂I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
It’s 3 points plus £100 fine or speed awareness course
course means no points on licence and you don’t have to tell insuranceMFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0001 -
Well 4 teenage boys eat a LOT - add to that the weight of my wine and his beer to cope with said boys and there's your half tonne! It'll be our first "blended family" break away so both dreading and can't wait for it.beanielou said:Half tonne food shop 😂July 2024 £12,150 Sept 2025 B/Card £6,235, Virgin £3,000, Klarna £512, Sports Trip £223, Halifax £251 Total £10,2210 -
Sports tour teenmonster#2 and I went on last March is being repeated this year - I know it's more "debt" obligation (£490) but it was such a blast last year and brilliant team building for him so I've signed us up. I can't put their life completely on hold while I sort out my finances, there are compromises enough already.July 2024 £12,150 Sept 2025 B/Card £6,235, Virgin £3,000, Klarna £512, Sports Trip £223, Halifax £251 Total £10,2210
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