What's your portfolio?

Cus

Here is one of my sipps.

Spdr msci world value etf unhedged 6.6%
Spdr msci world health care etf 1.5%
Spdr msci world energy etf 1.5%
Tm natixis harris global conc equity 4.8%
Wisdomtree gold etf 5.5%
Wisdomtree global quality div growth etf 7.9%
Pacific g10 macro rates hedged 3.5%
Ruffer investment 6.2%
Invesco FTSE all world etf 16.6%
iShares core FTSE 100 etf 10.8%
Jpm GBP ultra short income etf 5.7%
Mi Twentyfour monument bond  4%
Amundi msci Japan etf 1.8%
Aqr alternative trends 4.5%
BH macro ord 5.5%
Individual shares (global) 13.6%

waveneygnome

  Ok......here's my 2p worth...or rather my IFA's 1.3p's worth:  Sipp

	Fund name	Percentage
1	Royal London Sustainable Leaders Trust C Acc	11.00
2	WS Gresham House UK Multi Cap Income C Acc	11.00
3	Invesco UK Opportunities (UK) Z Acc	11.00
4	Stewart Investors Indian Subcontinent Sustainability B Acc GBP	3.00
5	Jupiter India I Acc	3.00
6	Liontrust European Dynamic I Inc	4.50
7	BlackRock Continental European D Acc	4.50
8	Jupiter Asian Income I Acc	6.00
9	Invesco Pacific (UK) Z Acc	6.00
10	M&G Asian I Acc GBP	5.00
11	L&G Global Technology Index Trust I Acc	4.50
12	Schroder Global Sustainable Growth Z Acc	4.50
13	Fidelity Japan W Acc	2.50
14	JPM US Select C Acc	5.00
15	AXA Framlington American Growth Z Acc	5.00
16	Royal London US Growth Trust A Inc	2.50
17	Royal London Sustainable World Trust C Acc	4.00
18	BNY Mellon Multi-Asset Growth Inst W Acc	4.00
19	JGF-Jupiter Monthly Income Bond I Acc GBP	3.00

waveneygnome

Plus a GIA:

Fidelity Open World - 25%

HSBA All World Acc C - 25%

Liontrust Sustain Future Global - 25%

Royal London Sustain Leaders C Acc - 25%

noclaf

Early 40's,  DIY self-managed portfolio after lot of reading on this forum. I've done ok considering but there is room to simplify further and avoid excess tinkering. The tinkering bit is tougher to master, work in progress. Currently total portfolio is £327k with the majority in SIPP and then ISA. Long way to go but one step at a time! If numbers don't add up it's due to rounding or my lack of maths

SIPP:
Jgre 75%
FRIN/IITU/FTAL/EMSM/SMGB roughly 5% each

ISA:
SWLD: 49%
AGBP/GILS: 25% combined
EMIM: 12%
CUKX: 14%
 
Work pension:
HSBC Sharia 25%
US Equity tracker 23%
JPM Smaller companies 5%
Remaining across 2 global equity trackers

LISA:
VEVE: 44%
VUSA: 44%
VFEM: 12%

Bostonerimus1

waveneygnome said:

  Ok......here's my 2p worth...or rather my IFA's 1.3p's worth:  Sipp

	Fund name	Percentage
1	Royal London Sustainable Leaders Trust C Acc	11.00
2	WS Gresham House UK Multi Cap Income C Acc	11.00
3	Invesco UK Opportunities (UK) Z Acc	11.00
4	Stewart Investors Indian Subcontinent Sustainability B Acc GBP	3.00
5	Jupiter India I Acc	3.00
6	Liontrust European Dynamic I Inc	4.50
7	BlackRock Continental European D Acc	4.50
8	Jupiter Asian Income I Acc	6.00
9	Invesco Pacific (UK) Z Acc	6.00
10	M&G Asian I Acc GBP	5.00
11	L&G Global Technology Index Trust I Acc	4.50
12	Schroder Global Sustainable Growth Z Acc	4.50
13	Fidelity Japan W Acc	2.50
14	JPM US Select C Acc	5.00
15	AXA Framlington American Growth Z Acc	5.00
16	Royal London US Growth Trust A Inc	2.50
17	Royal London Sustainable World Trust C Acc	4.00
18	BNY Mellon Multi-Asset Growth Inst W Acc	4.00
19	JGF-Jupiter Monthly Income Bond I Acc GBP	3.00

I see no justification for that many funds.

Bostonerimus1

Cus said:

Here is one of my sipps.

Spdr msci world value etf unhedged 6.6%
Spdr msci world health care etf 1.5%
Spdr msci world energy etf 1.5%
Tm natixis harris global conc equity 4.8%
Wisdomtree gold etf 5.5%
Wisdomtree global quality div growth etf 7.9%
Pacific g10 macro rates hedged 3.5%
Ruffer investment 6.2%
Invesco FTSE all world etf 16.6%
iShares core FTSE 100 etf 10.8%
Jpm GBP ultra short income etf 5.7%
Mi Twentyfour monument bond  4%
Amundi msci Japan etf 1.8%
Aqr alternative trends 4.5%
BH macro ord 5.5%
Individual shares (global) 13.6%

More "more is better". 

MeteredOut

Bostonerimus1 said:

waveneygnome said:

  Ok......here's my 2p worth...or rather my IFA's 1.3p's worth:  Sipp

	Fund name	Percentage
1	Royal London Sustainable Leaders Trust C Acc	11.00
2	WS Gresham House UK Multi Cap Income C Acc	11.00
3	Invesco UK Opportunities (UK) Z Acc	11.00
4	Stewart Investors Indian Subcontinent Sustainability B Acc GBP	3.00
5	Jupiter India I Acc	3.00
6	Liontrust European Dynamic I Inc	4.50
7	BlackRock Continental European D Acc	4.50
8	Jupiter Asian Income I Acc	6.00
9	Invesco Pacific (UK) Z Acc	6.00
10	M&G Asian I Acc GBP	5.00
11	L&G Global Technology Index Trust I Acc	4.50
12	Schroder Global Sustainable Growth Z Acc	4.50
13	Fidelity Japan W Acc	2.50
14	JPM US Select C Acc	5.00
15	AXA Framlington American Growth Z Acc	5.00
16	Royal London US Growth Trust A Inc	2.50
17	Royal London Sustainable World Trust C Acc	4.00
18	BNY Mellon Multi-Asset Growth Inst W Acc	4.00
19	JGF-Jupiter Monthly Income Bond I Acc GBP	3.00

I see no justification for that many funds.

I do. The IFA needs to justify his/her fees

Cus

Bostonerimus1 said:

Cus said:

Here is one of my sipps.

Spdr msci world value etf unhedged 6.6%
Spdr msci world health care etf 1.5%
Spdr msci world energy etf 1.5%
Tm natixis harris global conc equity 4.8%
Wisdomtree gold etf 5.5%
Wisdomtree global quality div growth etf 7.9%
Pacific g10 macro rates hedged 3.5%
Ruffer investment 6.2%
Invesco FTSE all world etf 16.6%
iShares core FTSE 100 etf 10.8%
Jpm GBP ultra short income etf 5.7%
Mi Twentyfour monument bond  4%
Amundi msci Japan etf 1.8%
Aqr alternative trends 4.5%
BH macro ord 5.5%
Individual shares (global) 13.6%

More "more is better". 

No no, it's more 'might be better' 😁

Because_I_Can

SIPP

Cash: 1.25%
LV= Smoothed Managed TIP Growth: 39.54%
HSBC Global Strategy Balanced: 25.84%
VLS 60/40: 24.77%
Cater Allen 2 Year Fixed: 5.84%
NS&I Guaranteed Growth Bond: 2.75%

random321

Early 40's, have done a lot of reading on this forum which has guided me to DIY the following (below figures are combined values between myself and wife totaling ~£400K). I have a lot to thank all of the contributors for on here as we are now in a much better position than we would have been had I not started reading some 5 years ago!

Cash: Reg. Savers, ISA's, Easy Access (10%)
ISA: Vanguard Global All Cap Acc (17%)
LISA: HSBC All World Acc (10%)
Company Shares: via share schemes (7%)

Workplace L&G Pension: (56%) Made up of
L&G MT Emerging Markets Index Fund: (7%)
L&G PMC UK Equity Index Fund: (10%)
L&G PMC World (Ex-UK) Equity Index: (71%)
L&G PMC Multi-Asset 3: (12%)

House valued at ~£415K with outstanding mortgage of ~£218K.