Difference in address of property being purchased

Molly_Magic_2

We were due to exchange contracts yesterday but noticed, when signing the paperwork, that the property address registered with HM Land Registry is different to the address the property is known as.
Both the house name and postcode are different. The title number is the same.
I’m concerned as the sale contract and mortgage offer state one address and the TR1 form gives a different address.
Our solicitor says it is fine but it doesn’t feel fine to me. Should there be a legal document confirming both property addresses relate to the same property?
I’m not in the good books as the exchange of contracts is being held up pending my question.

anselld

Your solicitor says it is ok.  What are you expecting to do if random interneters think otherwise?

daveyjp

Land Registry work on the detail of the title plans, not addresses because as you are finding out addresses and more often postcodes can change.

elsien

People change house names all the time. Or give a name to one that didn’t previously have one. I wouldn’t worry too much about that being different - Is there an associated number?

WellKnownSid

House names and postcodes are unreliable.  One house we bought had four different names and between the solicitor and ourselves we chose a fifth for the new land registry title (which was a joining of two of the other names).

user1977

It doesn't matter. Get on with it.

lr1277

I used to own a property with two addresses. The first address was how the property was know by and advertised. However the property had 2 front doors each on a different street. The 2nd address was the one used by the council and utilities.

Just make sure you know which address is used by the counci and any utilities.

Edited to add as I sold the property a few years ago, I can't remember the address given to the land registry.

doodling

Hi,

You are.not buying an address, you are buying some land with a house on it.  If the title plan matches what you are buying then everything is good.

Personally I think that the Land Registry should remove addresses from their records as it just confuses people (and solicitors and lenders sometimes!).

lincroft1710

Some years ago there was a village builder who would build/renovate a bungalow in the village, call it "The Larches", live in it while working on his next project (in the same village) which he would then move into and call "The Larches", giving the old bungalow a new name. This process went on for several years

LHW99

We lived for 6 months in a (rented) house where the postcode was changed mid-rent.

gm0

As others have said.  The address and PAF and council and "locally known as" can all be different.  Our current house is apparently in three different villages based on different authorities.  Our last flat had 2 postcodes as it was changing during development and sell off.  And 2 identifying numbers - a Plot Number during construction and then an actual Apartment number - totally different.

Both times - contracting for Title plan - that land (or lease for flat in the one case) and a building on it. And any other wayleaves/covenants etc. etc.

You are concerned about and trying to fix something that happens a lot and is 99% not an issue.  Conveyancer primary job is to validate the title for the exchange of contracts.  Your point of reference. Is the title plan they are using for the contract the one you expect - looking at the diagram.

Attempting to "solve" or worse - fix - any naming inconsistencies that exist in the world with energy companies (temporary supplies), PAF, council efc. pre-exchange is a fools errand.  No chance.

At the very edge - fraud does happen.  People attach the wrong thing to a contract and sell something other than what is expected.  Deliberately.  Your conveyancer is there to make sure this does not happen - relying on the LR and title plan - not EA details or other random inputs.

Good luck getting it over the line.