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The final countdown to June 2026
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Time to cancel the gym?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
beanielou said:Time to cancel the gym?
What l really need to do is get back on it 💪I feel so much better physically and mentally when l go regularly. Plus when I used to go in the daytime it stopped me going shopping, actually money saving 😄 .
My afternoon has been the opposite of money saving, our youngest needed school shoes (announced last night when the shops were shut) so today afterschool we went and brought new shoes, new boots, two jumpers and underwear. I did at least find a voucher to use saving 25% still £70 spent. This will come out of the "kids pot".
I'm itching to make our first October overpayment just waiting for Mr CK's money to arrive in our joint account on Wednesday. Im hoping by the end of the month our mortgage will begin with a "2" 😁
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £32,000
MFW 2025 #31 £31,000 / £28,000 OP
MFIT - T7 £31,000 OP
0%CC May 2027- £2,600
0% Loan £694.68
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93/Oct
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum0 -
Afternoon all,
I'm in good spirits despite waking up at 4.30am 😳 and failing to get back to sleep followed by a miserable commute. Maybe its the three coffees I've drank already 😉.
I'm in a "get things done" kinda mood. My work colleague has just shown me how to back up my 1000's - not exaggerating 😱 of photos and videos from my phone to my goggle account (current time until completion is 4 hours 52 mins). I know the rest of the world did this 100 years ago, better late than never. This will allow me to clear them off my phone so it works faster and if ever l lost my phone l will still have the memories 🥰.
I have also made a interim payment off the mortgage of £750 so its a nice round £32,000 remaining.
Also paid £60 off the CC to bring the balance to £2600.
Have a good Tuesday x
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £32,000
MFW 2025 #31 £31,000 / £28,000 OP
MFIT - T7 £31,000 OP
0%CC May 2027- £2,600
0% Loan £694.68
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93/Oct
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum3
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