The New Top Easy Access Savings Discussion Area

StayinAlive

chris_the_bee said:

Kent Reliance

Your account name: D79 EASY ACCESS ACCOUNT  Important: we're reducing the interest rate on your account from 24/07/2025 as shown in the table below.

Previous Rate:

New Rate:

GROSS* 4.64% / AER** 4.64%

GROSS* 4.30% / AER** 4.30%

Thier current D83 Easy Access A/c is 4.41% AER/4.32% Gross.

Does anyone know if it's relatively easy to swap or do you have to open a new D83 getting another account number and then transfer?

mon3ysav3r

I have several Kent Reliance issues D76 to D79 and they all had different rates, but they will all have 4.30% from the 24th. The D68 is going to 3.30%. I have now opened a new D83 to get a slightly better rate!

Edit - 2 things that might be of interest:

- The apply online button on the KR website doesn't actually log you in and you have to type all your details, instead login to your account and then top right click apply and it fills everything in for you.

- You need 1000 minimum deposit to open, but can take all put 1 pound out as can operate account with 1 pound, although your rate will only be 0.10% until it increases back to 1000 pounds.

Stargunner

mon3ysav3r said:

I have several Kent Reliance issues D76 to D79 and they all had different rates, but they will all have 4.30% from the 24th. The D68 is going to 3.30%. I have now opened a new D83 to get a slightly better rate!

Edit - 2 things that might be of interest:

- The apply online button on the KR website doesn't actually log you in and you have to type all your details, instead login to your account and then top right click apply and it fills everything in for you.

- You need 1000 minimum deposit to open, but can take all put 1 pound out as can operate account with 1 pound, although your rate will only be 0.10% until it increases back to 1000 pounds.

The rate is too low, to be of any interest to me.

mon3ysav3r

Stargunner said:

The rate is too low, to be of any interest to me.

Yes at the moment it is, I will keep a pound in for now.

StayinAlive

Skipton Bonus Saver.

I note T&C's say that withdrawal requests up to 8 pm on business days should arrive within 2 hours (assuming you can accept Faster Payments), but has anyone had practical experience of this i.e. asking for an early evening withdrawal and arriving same evening?

jsrose

My Chase rate runs out on 22 July.  Any good providers offer similar rates that Chasexwere?

dosh37

StayinAlive said:

chris_the_bee said:

Kent Reliance

Your account name: D79 EASY ACCESS ACCOUNT  Important: we're reducing the interest rate on your account from 24/07/2025 as shown in the table below.

Previous Rate:

New Rate:

GROSS* 4.64% / AER** 4.64%

GROSS* 4.30% / AER** 4.30%

Thier current D83 Easy Access A/c is 4.41% AER/4.32% Gross.

Does anyone know if it's relatively easy to swap or do you have to open a new D83 getting another account number and then transfer?

As usual, they only tell you the interest rate is being reduced on your existing account: They don't mention that a new account is available with a better rate. I was thinking of moving the cash into some existing accounts but that would exceed the £85K FSCS limit. It was only when I visited the KR website that I discovered a new Iss 83 account was available.

I don't know if it's possible to do an easy swap.

I have just opened a new iss 83 account (4.41%) and specified the current balance in the existing 79 account as the deposit. I sent a secure message asking for accrued interest to be transferred and the old account to be closed after 24th July.

A lot of hassle for them and existing customers but you have to play them at their own game.

mebu60

dosh37 said:

StayinAlive said:

chris_the_bee said:

Kent Reliance

Your account name: D79 EASY ACCESS ACCOUNT  Important: we're reducing the interest rate on your account from 24/07/2025 as shown in the table below.

Previous Rate:

New Rate:

GROSS* 4.64% / AER** 4.64%

GROSS* 4.30% / AER** 4.30%

Thier current D83 Easy Access A/c is 4.41% AER/4.32% Gross.

Does anyone know if it's relatively easy to swap or do you have to open a new D83 getting another account number and then transfer?

As usual, they only tell you the interest rate is being reduced on your existing account: They don't mention that a new account is available with a better rate. I was thinking of moving the cash into some existing accounts but that would exceed the £85K FSCS limit. It was only when I visited the KR website that I discovered a new Iss 83 account was available.

I don't know if it's possible to do an easy swap.

I have just opened a new iss 83 account (4.41%) and specified the current balance in the existing 79 account as the deposit. I sent a secure message asking for accrued interest to be transferred and the old account to be closed after 24th July.

A lot of hassle for them and existing customers but you have to play them at their own game.

I'm not clear what you mean by 'specified the current balance .... as the deposit'. Minimum deposit amount is £1k, minimum operating balance £1. I transferred £1k from D79 to D83 and set up a new payee for the D83 from my current bank account and paid in £1. I then transferred back the £1k to the D79. On 24 July I will close the D79 transferring the capital and accrued interest to D83. 

happybagger

Don't recall seeing this mentioned but West Brom BS have launched Four Access Saver Issue 3 @ 4.55%

@soulsaver

Bobblehat

Charter EA rate reductions by email today .... from 28/07/2025 AER/Gross

Issue 57 4.53%/4.44% down to 4.18%/4.10%
Issue 58 4.59%/4.50% down to 4.24%/4.16%