Advice on sending a prove it letter?

Macka09

Thanks for all the help. 

It’s much appreciated. 

Can I not ask for the copy of the contract without filling all the forms in?

Do I have to legally tell them my wife’s finances?

Thanks again

sourcrates

Look, the court process has started, you must now follow it, you must fill in the LBA as advised previously, otherwise a claim form will be dropping on your doormat next.

Its entirely up to you.

Payments are decided according to household income.

RAS

Macka09 said:

Thanks for all the help. 

It’s much appreciated. 

Can I not ask for the copy of the contract without filling all the forms in?

Do I have to legally tell them my wife’s finances?

Thanks again

It is essential that you comply with the court process. So acknowledge the claim promptly. Tick the box asking for more information. 

You have to complete the forms sent and return them. 

They are doing this to prevent the debt becoming statute barred. 

Macka09

RAS said:

Macka09 said:

Thanks for all the help. 

It’s much appreciated. 

Can I not ask for the copy of the contract without filling all the forms in?

Do I have to legally tell them my wife’s finances?

Thanks again

It is essential that you comply with the court process. So acknowledge the claim promptly. Tick the box asking for more information. 

You have to complete the forms sent and return them. 

They are doing this to prevent the debt becoming statute barred. 

Thanks for the reply. 

I just wanted to say, the paperwork I’ve received isn’t from the courts it’s from Restons?

I will be sending the forms back recorded delivery and asking for more info. 

RAS

@ Macka09

Please just halt for 24 hours. You do not want to be acknowledging the debt in writing this close to the date it becomes statute barred.

Do you have court papers from Nottingham? Or not?

ManyWays

Do you have court papers from Nottingham? Or not?
They have an LBA, which is as @sourcrates says is the first stage of court action, if it is ignored it's likely there will be a claim form arriving soon. I think it's dangerous to ignore an LBA

RAS

I'd like to see a redacted copy of the LBA?

Macka09

RAS said:

@ Macka09

Please just halt for 24 hours. You do not want to be acknowledging the debt in writing this close to the date it becomes statute barred.

Do you have court papers from Nottingham? Or not?

No I don’t have a letter from any courts?

Macka09

I am about to send the papers back recorded delivery tomorrow. I have requested more info about the debt. 

I assume this will act as proof that I’m acknowledging the debt?
I don’t know of any other options. 

sourcrates

Macka09 said:

I am about to send the papers back recorded delivery tomorrow. I have requested more info about the debt. 

I assume this will act as proof that I’m acknowledging the debt?
I don’t know of any other options. 

This LBA is the first stage of legal action, so whether the debt is now acknowledged is irrelevant as they have started legal action within 6 years of the debt defaulting, just, so you can no longer rely on a statute barred defence, its that simple I`m afraid.

You have to now comply with the court process.