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Money Moral Dilemma: How much should I pay towards the holiday home I've rented with two couples?

MSE_Kelvin
Posts: 387 MSE Staff

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We've rented a house that has three double bedrooms, with the couples taking a room each, and me taking the third. The couple that booked it have suggested we split the cost three ways as there are three bedrooms, which means me paying a third of the total, and the others a sixth each. Surely a five-way split would be fairer? The house includes other rooms and amenities, which we'll all use.
Unfortunately the MSE team can't answer Money Moral Dilemma questions as contributions are emailed in or suggested in person. They are intended to be a point of debate and discussed at face value. Remember that behind each dilemma there is a real person so, as the forum rules say, please keep it kind and keep it clean.



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Comments
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3 way split sounds fair
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A three way split seems fair to me as well. It’s based on rooms, not on number of people in each.Unless you want to invite a fourth person to share with you? Each family group and you has a room each, and you will be sharing all other facilities equally.
If you feel it needs to be done differently, then next time have the conversation before the booking is made and not after.All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.5 -
Anoterh vote for a three way split.
Things that are differerent: draw & drawer, brought & bought, loose & lose, dose & does, payed & paid3 -
Three way then you could bring a friend to share your bedroom.1
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I don't think either is fair. They always try to lump up single people as if they cost the same as couples! But no they don't. Yes when they're sharing the room itself, but the moment they step outside the room, they're not sharing anymore. The council charges single people 25% less than couples, not 50% less. But still less than couples.
Of course paying double isn't fair, since they're sharing a room. The extra person in the room should pay a bit more.
Probably 25% for you, and each couple 37.5%.
I honestly wouldn't take it too far if I were you, and just pay third and never travel with couples again. They just milk single people that way.Note:I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.Mortgage debt start date = 25/10/2024 = 175k (5.44% interest rate, 20 year term)
Q4/2024 = 139.3k (5.19% interest rate)
Q1/2025 = 125.3k (interest rate dropped from 5.19% - 4.69%)
Q2/2025 = 119.9K9 -
Jemma01 said:I don't think either is fair. They always try to lump up single people as if they cost the same as couples! But no they don't. Yes when they're sharing the room itself, but the moment they step outside the room, they're not sharing anymore. The council charges single people 25% less than couples, not 50% less. But still less than couples.
Of course paying double isn't fair, since they're sharing a room. The extra person in the room should pay a bit more.
Probably 25% for you, and each couple 37.5%.
I honestly wouldn't take it too far if I were you, and just pay third and never travel with couples again. They just milk single people that way.HOWEVER - all other expenses: food, entertainment, travel should be divided by 52 -
I very rarely comment on these, but as someone in a couple, I'd like to stand up for the single person here - if you went to a restaurant you wouldn't expect to split the bill three ways between five of you - I don't think it's any different here. I'd split the house cost 5 ways if I was in the situation! The people are sharing a room, fine, but that's because that's (presumably) how they live at home (and it comes with other benefits!). It's not a compromise for them.
I have no idea how you might broach the subject, but I definitely don't think you should pay a third of the cost.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway13 -
I think it would be helpful to know the situation of the participants - are they all working?
I don't think people should be penalised for having a good job that is well paid - but it wouldn't feel right (to me) if I earned 50k, my partner earned 50k, and the single person earned 13k.
Two people sharing on bedroom would not take extra heating (presumably) but they would use extra water, electricity (showers, hairdryers, whatever).
Do things fairly.
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It’s a problem whenever people share and the rules aren’t laid out at the start. Perhaps only invite two other singles next time.1
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If you are single and go out to a restaurant with two couples, would the bill be split three ways or five?
Paying one sixth per person won't work - there are only 5 people - so who pays for the sixth sixth?
Perhaps next time all parties should agree how to split the bills BEFORE booking. But I guess you already figured that one out yourself.2
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