Which investments on Dodl pls?

FIREmenow

22225 said:

Retirement. I already have a pension. Also to help out with uni fees. I'm early 40s.
Thank you

With an investing timeline of nearly 20 years until you can access the LISA without penalty, some people might have a high amount in equities, but that also depends on your appetite for risk. 

I'm nearly 40 and have some DB pensions, so feel happy to take more risk for potentially higher returns in the LISA until I am approaching 60.

JakeHyde

22225 said:

Hello
I am switching my LISA from a j bell to dodl due to charges (I can only afford to put in £25 a month). However I don't know which funds to get. In my a j bell LISA I have Lifestrategy 100 and also Hsbc global strategy the most risky one. In my normal isa with vanguard I have Vanguard Global All Caps. I know I dont need all those different ones but I was just playing around and finding out about them.

I want something similar on dodl but I don't know how to put them together and in what percentages??  On the fact sheets on Dodl I cant even see their special alphabet codes.


8) HSBC FTSE All World  Index Fund 0.12%



Please can anyone help??
Thanks a lot in advance.
I want a set and forget thing like Lifestrategy. 

Thank you for posting this, and doing my homework for me.
i just moved my L-ISA from Skipton (Cash L-ISA), to Dodl’s S&S L-ISA, coz I’m over 40 this seemed like a no-brainier.
I was happy with the 0.15%, but their managed portfolios fees were a bit off-putting, especially after using InvestEngine and T212.

i haven’t looked too deeply into their products yet (I’m taking a breather and making good use of their 5.09% interest), but yeah the HSBC FTSE All World looks attractive.👌

EDIT:
Have you had a look at *Around the World > Across The Pond* @0.05% it’s essentially the S&P500

I don’t know if I’m just tired, but I couldn’t find the exact ticker symbols,
but these are the closet comparisons I could find for 3 vs 8

Via JustETF.com

JakeHyde

22225 said:

Ok thanks everyone.
I know I probably seem like a loser only doing £25 a month but I hope in the future that I can increase that amount.
Thank you everyone. Much appreciated

Not at all. A start is a start! 🙌💰

I’ve been trying to get so many friends to start investing, even as little as £20/month and they all say they ‘can’t afford it’, but they still go out me get sloshed every weekend. So mucho respect 🫡 

FIREmenow

JakeHyde said:

22225 said:

Hello
I am switching my LISA from a j bell to dodl due to charges (I can only afford to put in £25 a month). However I don't know which funds to get. In my a j bell LISA I have Lifestrategy 100 and also Hsbc global strategy the most risky one. In my normal isa with vanguard I have Vanguard Global All Caps. I know I dont need all those different ones but I was just playing around and finding out about them.

I want something similar on dodl but I don't know how to put them together and in what percentages??  On the fact sheets on Dodl I cant even see their special alphabet codes.


8) HSBC FTSE All World  Index Fund 0.12%



Please can anyone help??
Thanks a lot in advance.
I want a set and forget thing like Lifestrategy. 

Thank you for posting this, and doing my homework for me.
i just moved my L-ISA from Skipton (Cash L-ISA), to Dodl’s S&S L-ISA, coz I’m over 40 this seemed like a no-brainier.
I was happy with the 0.15%, but their managed portfolios fees were a bit off-putting, especially after using InvestEngine and T212.

i haven’t looked too deeply into their products yet (I’m taking a breather and making good use of their 5.09% interest), but yeah the HSBC FTSE All World looks attractive.👌

EDIT:
Have you had a look at *Around the World > Across The Pond* @0.05% it’s essentially the S&P500

I don’t know if I’m just tired, but I couldn’t find the exact ticker symbols,
but these are the closet comparisons I could find for 3 vs 8

Via JustETF.com

Hi, they don't have the same tickers as they are index funds, not ETFs. If you search by ISIN you will find them on other investing sites. Eg Morningstar

Investing in the S&P500 is more risky and less diversified than a global equity tracker, so would depend on your risk appetite. It is also heavily influenced by a small number of very big tech companies, so if/when tech stocks crash, it's gonna be messy.

JakeHyde

FIREmenow said:

JakeHyde said:

22225 said:

Hello
I am switching my LISA from a j bell to dodl due to charges (I can only afford to put in £25 a month). However I don't know which funds to get. In my a j bell LISA I have Lifestrategy 100 and also Hsbc global strategy the most risky one. In my normal isa with vanguard I have Vanguard Global All Caps. I know I dont need all those different ones but I was just playing around and finding out about them.

I want something similar on dodl but I don't know how to put them together and in what percentages??  On the fact sheets on Dodl I cant even see their special alphabet codes.


8) HSBC FTSE All World  Index Fund 0.12%



Please can anyone help??
Thanks a lot in advance.
I want a set and forget thing like Lifestrategy. 

Thank you for posting this, and doing my homework for me.
i just moved my L-ISA from Skipton (Cash L-ISA), to Dodl’s S&S L-ISA, coz I’m over 40 this seemed like a no-brainier.
I was happy with the 0.15%, but their managed portfolios fees were a bit off-putting, especially after using InvestEngine and T212.

i haven’t looked too deeply into their products yet (I’m taking a breather and making good use of their 5.09% interest), but yeah the HSBC FTSE All World looks attractive.👌

EDIT:
Have you had a look at *Around the World > Across The Pond* @0.05% it’s essentially the S&P500

I don’t know if I’m just tired, but I couldn’t find the exact ticker symbols,
but these are the closet comparisons I could find for 3 vs 8

Via JustETF.com

Hi, they don't have the same tickers as they are index funds, not ETFs. If you search by ISIN you will find them on other investing sites. Eg Morningstar

Investing in the S&P500 is more risky and less diversified than a global equity tracker, so would depend on your risk appetite. It is also heavily influenced by a small number of very big tech companies, so if/when tech stocks crash, it's gonna be messy.

Thanks, I’ve never really looked at Morningstar, I should!
I’m so tempted to buy a cheap iPad, strictly for my investing, and just have all the investment website tabs loaded up.

What other news sites, resources do you like using?
On YouTube, I love Bloomberg TV, Bloomberg Tech, Yahoo Finance, CNBC etc 

EDIT: Morningstar is brilliant!
I wish I was a bit more technical, and knew how to best navigate this site. I usually invest with gut and emotion, which is WRONG, I know! Haha😵‍💫

After following your link, I just went all in (£10k) on ‘iShares US Equity Index Fund’! 🫣🫡😅

FIREmenow

JakeHyde said:

After following your link, I just went all in (£10k) on ‘iShares US Equity Index Fund’! 🫣🫡😅

 Hmm, followed my link but not my comment about that one being high risk. 

I mostly set and forget my investments so don't monitor any media really. I use the Morningstar portfolio manager to keep an eye on everything across platforms in one place. So that's why I look things up on Morningstar. I think they're are better places for plots though.  The original is incredibly slow and clunky but it shows personal annualised returns and factors in new contributions so it's handy.

JakeHyde

FIREmenow said:

JakeHyde said:

After following your link, I just went all in (£10k) on ‘iShares US Equity Index Fund’! 🫣🫡😅

 Hmm, followed my link but not my comment about that one being high risk. 

I mostly set and forget my investments so don't monitor any media really. I use the Morningstar portfolio manager to keep an eye on everything across platforms in one place. So that's why I look things up on Morningstar. I think they're are better places for plots though.  The original is incredibly slow and clunky but it shows personal annualised returns and factors in new contributions so it's handy.

I don’t mind a bit of risk, this is just my L-ISA. I can’t put more than £4k/year in.
I have a comfy position in some Global index funds in my S&S ISA. some Defence ETF’s, some S&P500, a bit of Russell 2000 etc.

Wanna talk about risk? I’m haemorrhaging after investing in NVDA before earnings Ooooph! 😅😩 Haha

Nurse2047

Under themed investments- on top of the world- I invest in the HSBC- FTSE all world  index fund (Accumulation) on DODL.