May NSD challenge
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Magnificent May's No-Spend Days Challenge!
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NS yesterday Thanks @cathybird.1
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Morning all, number 17 for me today. Another 7 to go, 😬1
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It's another one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Unexpected NSD for me today, as I developed a cold with sore throat yesterday evening and I will not be going to my book club tonight, sadly, as I have to be in the office early tomorrow and I think an early night will be the best idea.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
May targetsAuntieL 8/15
bamboo socks 2/20beanielou 18/19
blubella 5/12
Caeraugirl 9/20
cathybird 18/15
Crazycatlady2 11/18
Daywon 11/TF
Doris17 5/15
Flying By 7/14
Geriatricmum 6/15
HotDog2020 6/15
ilovetea 13/20
KajiKita 16/18
keggie 1/20laura lau 12/17laurenh 15/20
leftatthetrafficlights 9/24
LittleMissDetermined 16/18
madlyn 12Makingabobor2 9/15
Money ChoicesMrs Cautious 17/23
Rupacomp 10/15
Saver-upper 4/15
SecondStar 18short bird 13/16
Tiangfeng2022 4/10
Worlds Worst Superhero 18/25
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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Omg I've just not been keeping count at all this month. I've got one today though!2
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Another one I am not sure about. The payment came out of my account today for theme park tickets. I booked them last week and marked it as a spend then , but they only just took the money this morning.
Other than that the only money I have spent is on fuel. Both are in my budget
Submitted meter readings and finally the usage is looking healthy. Will be back in the black by the end of this month, when my next DD comes out.
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NSD Tuesday today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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