car claim fortis

sammcg

Hi, anyone have any luck trying to find fortis lease. ? Had a car on finance from 2009/ I do have all the paperwork, but company no more?

DullGreyGuy

Does the paperwork not identify the company number or their regulator registration number?

There is Fortis Lease UK Retail Limited that was disolved in 2019 but there is also Fortis Lease Limited which is in run off but they state they financed plant and other business assets rather than personal cars. 

sammcg

yes, it gives them the company number which then relates to a place called midtown, down south, 

DullGreyGuy

Are you meaning telephone number maybe rather than company number?

bobbajob

Hi Sammcg. Did you get anywhere with this?
I tracked down that Fortis had been purchased by BNP Paribas.

I put a claim into them and they have now replied saying 

"Please accept our apologies for the delay in replying to you on this matter.  We have however now had the opportunity to look into your request and have established that the agreement you held was with Fortis Lease UK Retail Limited.  From our enquiries we can advise that Fortis Lease UK Retail Limited is no longer trading and has been dissolved.  As such we are unable to assist you any further in this matter."

I guess that is as far as I can take this, as I don't have any of the original paperwork, other than the letter saying that the loan had been paid off, which is where I got the agreement number from.

Nasqueron

bobbajob said:

Hi Sammcg. Did you get anywhere with this?
I tracked down that Fortis had been purchased by BNP Paribas.

I put a claim into them and they have now replied saying 

"Please accept our apologies for the delay in replying to you on this matter.  We have however now had the opportunity to look into your request and have established that the agreement you held was with Fortis Lease UK Retail Limited.  From our enquiries we can advise that Fortis Lease UK Retail Limited is no longer trading and has been dissolved.  As such we are unable to assist you any further in this matter."

I guess that is as far as I can take this, as I don't have any of the original paperwork, other than the letter saying that the loan had been paid off, which is where I got the agreement number from.

Lack of paperwork is largely immaterial, if the provider is no longer trading and has no assets, there is no pot to be able to pay you from even if they used DCA 

bobbajob

Nasqueron said:

bobbajob said:

Hi Sammcg. Did you get anywhere with this?
I tracked down that Fortis had been purchased by BNP Paribas.

I put a claim into them and they have now replied saying 

"Please accept our apologies for the delay in replying to you on this matter.  We have however now had the opportunity to look into your request and have established that the agreement you held was with Fortis Lease UK Retail Limited.  From our enquiries we can advise that Fortis Lease UK Retail Limited is no longer trading and has been dissolved.  As such we are unable to assist you any further in this matter."

I guess that is as far as I can take this, as I don't have any of the original paperwork, other than the letter saying that the loan had been paid off, which is where I got the agreement number from.

Lack of paperwork is largely immaterial, if the provider is no longer trading and has no assets, there is no pot to be able to pay you from even if they used DCA 

As they were bought out by BNP Paribas and didn't go bankrupt, I wondered whether they would take on their liabilities.

DullGreyGuy

bobbajob said:

Nasqueron said:

bobbajob said:

Hi Sammcg. Did you get anywhere with this?
I tracked down that Fortis had been purchased by BNP Paribas.

I put a claim into them and they have now replied saying 

"Please accept our apologies for the delay in replying to you on this matter.  We have however now had the opportunity to look into your request and have established that the agreement you held was with Fortis Lease UK Retail Limited.  From our enquiries we can advise that Fortis Lease UK Retail Limited is no longer trading and has been dissolved.  As such we are unable to assist you any further in this matter."

I guess that is as far as I can take this, as I don't have any of the original paperwork, other than the letter saying that the loan had been paid off, which is where I got the agreement number from.

Lack of paperwork is largely immaterial, if the provider is no longer trading and has no assets, there is no pot to be able to pay you from even if they used DCA 

As they were bought out by BNP Paribas and didn't go bankrupt, I wondered whether they would take on their liabilities.

It was cheaper to buy the full company including liabilities than to try and break the company up and just take the assets you want. It also depends on what the two parties valued the liabilities at, BNP may think they are better at managing them and so will cost them less than the discount they get for taking them on. 

Nasqueron

bobbajob said:

Nasqueron said:

bobbajob said:

Hi Sammcg. Did you get anywhere with this?
I tracked down that Fortis had been purchased by BNP Paribas.

I put a claim into them and they have now replied saying 

"Please accept our apologies for the delay in replying to you on this matter.  We have however now had the opportunity to look into your request and have established that the agreement you held was with Fortis Lease UK Retail Limited.  From our enquiries we can advise that Fortis Lease UK Retail Limited is no longer trading and has been dissolved.  As such we are unable to assist you any further in this matter."

I guess that is as far as I can take this, as I don't have any of the original paperwork, other than the letter saying that the loan had been paid off, which is where I got the agreement number from.

Lack of paperwork is largely immaterial, if the provider is no longer trading and has no assets, there is no pot to be able to pay you from even if they used DCA 

As they were bought out by BNP Paribas and didn't go bankrupt, I wondered whether they would take on their liabilities.

It depends if they were bought out or if they bought the books of a collapsed firm but didn't take on liabilities 

DullGreyGuy

Nasqueron said:

bobbajob said:

Nasqueron said:

bobbajob said:

Hi Sammcg. Did you get anywhere with this?
I tracked down that Fortis had been purchased by BNP Paribas.

I put a claim into them and they have now replied saying 

"Please accept our apologies for the delay in replying to you on this matter.  We have however now had the opportunity to look into your request and have established that the agreement you held was with Fortis Lease UK Retail Limited.  From our enquiries we can advise that Fortis Lease UK Retail Limited is no longer trading and has been dissolved.  As such we are unable to assist you any further in this matter."

I guess that is as far as I can take this, as I don't have any of the original paperwork, other than the letter saying that the loan had been paid off, which is where I got the agreement number from.

Lack of paperwork is largely immaterial, if the provider is no longer trading and has no assets, there is no pot to be able to pay you from even if they used DCA 

As they were bought out by BNP Paribas and didn't go bankrupt, I wondered whether they would take on their liabilities.

It depends if they were bought out or if they bought the books of a collapsed firm but didn't take on liabilities 

FORTIS LEASE UK RETAIL LTD is now dissolved but it was formally owned by Fortis Lease UK Ltd which in turn is owned by BNP Paribas SA

They bought the whole company, ie they became its sole shareholder but assets and liabilities remain with Retail Ltd until they were dissolved in 2019. On 8 Jan 2019 the proposal to dissolve the company was published in the Gazette and creditors will have had 2 months to object to the dissolution. 

bobbajob

DullGreyGuy said:

Nasqueron said:

bobbajob said:

Nasqueron said:

bobbajob said:

Hi Sammcg. Did you get anywhere with this?
I tracked down that Fortis had been purchased by BNP Paribas.

I put a claim into them and they have now replied saying 

"Please accept our apologies for the delay in replying to you on this matter.  We have however now had the opportunity to look into your request and have established that the agreement you held was with Fortis Lease UK Retail Limited.  From our enquiries we can advise that Fortis Lease UK Retail Limited is no longer trading and has been dissolved.  As such we are unable to assist you any further in this matter."

I guess that is as far as I can take this, as I don't have any of the original paperwork, other than the letter saying that the loan had been paid off, which is where I got the agreement number from.

Lack of paperwork is largely immaterial, if the provider is no longer trading and has no assets, there is no pot to be able to pay you from even if they used DCA 

As they were bought out by BNP Paribas and didn't go bankrupt, I wondered whether they would take on their liabilities.

It depends if they were bought out or if they bought the books of a collapsed firm but didn't take on liabilities 

FORTIS LEASE UK RETAIL LTD is now dissolved but it was formally owned by Fortis Lease UK Ltd which in turn is owned by BNP Paribas SA

They bought the whole company, ie they became its sole shareholder but assets and liabilities remain with Retail Ltd until they were dissolved in 2019. On 8 Jan 2019 the proposal to dissolve the company was published in the Gazette and creditors will have had 2 months to object to the dissolution. 

Well that draws a line under that then.
Thanks for the detailed reply.