Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15
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Amazing April's No-Spend Days Challenge!
Comments
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Mobile and tablet normally.cathybird said:I would be very interested to hear whether people access the thread via mobile or desktop/laptop?#21 Save £12k in 2025 £25577.35/£200001 -
Could I try for 20 again in May please?#21 Save £12k in 2025 £25577.35/£200001
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iPad
Another NSD for me 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 77 books of target 52 in 2025, as @ 13th December
Produce tracker: £447 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I mostly use my ipad but will occasionally use my mobilecathybird said:I would be very interested to hear whether people access the thread via mobile or desktop/laptop?MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
May targetsAuntieLbamboo socks 20
beanielou 19
blubella
Caeraugirl 20
cathybird 15
Crazycatlady2
Doris17
Flying By
FrugalAspirations
Geriatricmum
Honeysucklelou2
HotDog2020 14
ilovetea
KajiKita 18
keggie
laura lau
laurenh
leftatthetrafficlights 24
Lemonade Budget
LittleMissDetermined
madlyn
Makingabobor2
Money Choices
Mrs Cautious
Nervous1234
Rupacomp
SecondStar
short bird
Tiangfeng2022
Worlds Worst Superhero
Newcomers welcome! 
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23/24 for me today please 😁
Can you put me down for 24 again for May please?
I normally use my phone 😁'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
Nov GC: £167.40/£350
Dec GC: £0/£350
DNF: 2/45
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
I like to join for May please - aiming for 20 no spend days 🙂1
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Hi, thanks @cathybird for all you are doing to keep us on track!
I’d like to add one NSD please.I view on mobile.1
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